Research preview · Archived source data · Not independently reviewed · Automated extraction
Shipping & Business Services · Side-by-side research
PostalAnnex+ (Retail Center) vs The UPS Store: franchise research comparison
Compare the disclosures, not just the headline.
Same-category pairs drawn from the five highest archived activity brands in each category, then ordered by combined archived SBA loan activity (FY2021-FY2026 YTD, snapshot 2026-06-30). Ties use category and brand IDs. Activity is discovery context, not an investment-quality ranking or a best-franchise recommendation.
Source universe: archived SBA and accepted FDD matches. Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset SHA-256/version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d. Not independently reviewed. Counts refer to source records, not active offers.
No accepted FDD captured. This is a source-coverage gap, not proof that the brand has no disclosure.
Investment by format
Not captured: no complete named investment format. Unknown is not zero.
Investment sourceNo FDD on file
Details
Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dFranchise fees and ongoing costs
- Franchise fee
- Not captured
- Royalty
- Not captured
- Marketing contribution
- Not captured
- Technology fee
- Not captured
- Other fees
- Not captured
- Working capital (FDD Item 7)
- Not captured
Fees sourceNo FDD on file
Details
Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dFinancial performance: Item 19
- Item 19 captured
- Not captured
- Metric / basis
- Not captured
- Reporting period
- Not captured
- Sample
- Not captured
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceNo FDD on file
Details
Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dUnit growth: Item 20
- Reporting year
- Not captured
- Scope
- Not captured
- Starting outlets
- Not captured
- Year-end outlets
- Not captured
- Net change
- Not captured
- Derivation
- Not captured: comparable counts or complete movements missing
- Openings
- Not captured
- Terminations
- Not captured
- Non-renewals
- Not captured
- Other closures
- Not captured
- Reacquisitions
- Not captured
- Transfers
- Not captured
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceNo FDD on file
Details
Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dSBA loan history
- Loan activity
- 37 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $205,000
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 26 loans
- Historical charge-off share
- 10.34%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 3 / 29
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Details
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7bMedian loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Details
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApprovalInvestment by format
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.37 ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: 37; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dFranchise fees and ongoing costs
- Franchise fee
- $19,950 to $39,950 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 5% · 5% of 'Subject to Royalty' (STR), payable via EFT monthly; STR = Gross Sales plus Gross Commissions less Allowable Exclusions
- Marketing contribution
- 2.5% (basis not captured; see original filing)
- Technology fee
- $2,868/year (new Center franchise/transfers) or $2,748/year (Rural Center or 2nd+ franchise), billed monthly
- Other fees
- The UPS Store Marketing Fee 1% of STR; Collaborative Dues $100-$500/month; iShip Processing Fee $0.22/transaction
- Working capital (FDD Item 7)
- $40,000 to $70,000, covering operating losses/expenses during roughly the first 3 months; actual needs vary and may exceed this range depending on ramp-up time
Fees sourceFDD p.28 ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: 28; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dWorking capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.37 ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: 37; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dFranchise fee sourceFDD · page not captured ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- average annual adjusted gross sales (system-wide, and for top-performing and bottom-performing 10% of Traditional Centers); no profit/EBITDA data disclosed
- Reporting period
- Full calendar years 2023, 2024, and 2025
- Sample
- 5,058 franchised Traditional Centers reporting for full-year 2025 (4,931 in 2024; 4,825 in 2023)
- Reported average
- $724,293
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.80 ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: 80; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dUnit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 5350
- Year-end outlets
- 5487
- Net change
- +137
- Derivation
- ending minus starting outlets
- Openings
- 187
- Terminations
- 5
- Non-renewals
- 0
- Other closures
- 44
- Reacquisitions
- 1
- Transfers
- 237
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.83 ↗
Details
Original source · FDD issued: 2026-04-23; Registry received: 05/05/2026
Document: 36541-202605-03; document SHA-256: 6a6363061efb8021058d5a56bf7046a13623085ae93b74195592f145d133a798
PDF page: 83; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5dSBA loan history
- Loan activity
- 878 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $349,600
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 572 loans
- Historical charge-off share
- 0.58%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 3 / 519
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Details
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7bMedian loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Details
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApprovalWhat to ask both systems
- Which exact format and territory are available?
- What does the investment exclude?
- How does the Item 19 sample compare to your proposed operation?
- What explains unit changes and recent owner exits?
Different metrics, populations and periods are not directly comparable. Owner income is not captured.
