Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Side-by-side research

Scooter's Coffee vs Tropical Smoothie Cafe: franchise research comparison

Compare the disclosures, not just the headline.

Same-category pairs drawn from the five highest archived activity brands in each category, then ordered by combined archived SBA loan activity (FY2021-FY2026 YTD, snapshot 2026-06-30). Ties use category and brand IDs. Activity is discovery context, not an investment-quality ranking or a best-franchise recommendation.

Source universe: archived SBA and accepted FDD matches. Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset SHA-256/version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d. Not independently reviewed. Counts refer to source records, not active offers.

Scooter's Coffee

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Kiosk Store$1,163,650 to $1,345,750
End Cap Store$658,898 to $1,068,525

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fees and ongoing costs

Franchise fee
$20,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Net Sales, paid by ACH every Tuesday for the preceding weekly Reporting Period
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$350/month, subject to up to 15% annual compounding increase
Other fees
Regional Marketing Co-op (currently none, up to 3% of Net Sales); Inventory Management Program fee (currently none, up to 0.25% of Net Sales); IT Equipment Assessment Fee ($1,000 at transfer/renewal/relocation/upgrade)
Working capital (FDD Item 7)
$29,000 to $119,000 for 3 months of working capital (rent, employee salaries, insurance, debt service, and $10,000-$30,000 of grand opening advertising); does not include owner's salary

Fees sourceFDD p.13 ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: 13; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee sourceFDD · page not captured ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average/median Gross Sales, average customer ticket, average Sales/Expenses/EBITDA by quartile, same-store net sales growth, and average first-month Gross Sales for new stores, disclosed separately for Kiosk Stores and End Cap Stores
Reporting period
2025 Measurement Period (calendar year ended 12/31/2025), with 5-year history 2021-2025 for Sections A, B, D and E
Sample
Section A/B: 761 Participating Kiosk Stores and 45 Participating End Cap Stores (open the full 2025 year). Section C: 621 Reporting Kiosk Stores (of 768 franchised) and 45 Reporting End Cap Stores (of 62 franchised) that also submitted expense data.
Reported average
$999,869
Reported median
$966,739

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.50 ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: 50; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
825
Year-end outlets
882
Net change
+57
Derivation
ending minus starting outlets
Openings
85
Terminations
2
Non-renewals
1
Other closures
24
Reacquisitions
1
Transfers
38

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.58 ↗

DetailsOriginal source · FDD issued: Not captured; Registry received: 07/15/2026
Document: 37024-202607-09; document SHA-256: 5ba45e6d07c6b33a8593fa34124b66ef6767baa881f10855344095a3e1932935
PDF page: 58; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loan history

Loan activity
252 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$1,241,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
146 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 8
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

DetailsOriginal source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

DetailsOriginal source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval

Tropical Smoothie Cafe

Investment by format

Estimated initial investment by named format
FormatDisclosed range
End-Cap or In-Line location (1,200-1,900 sq ft; assumes leased space)$275,500 to $770,500

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.27 ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fees and ongoing costs

Franchise fee
$1 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Gross Sales, payable weekly for the prior week's Gross Sales via EFT
Marketing contribution
5% (basis not captured; see original filing)
Technology fee
BOH (back of house) system: $145 one-time implementation fee plus $179/month subscription fee
Other fees
Digital Ordering (website/mobile app) $54/month; Loyalty Platform & Owned Digital Marketing $75/month per cafe; Gift Card Transaction fee $0.16 per transaction or $18/month per cafe, whichever is less
Working capital (FDD Item 7)
$1,500 to $52,500 estimated for 3 months of working capital, intended to cover possible initial operating losses, additional insurance, rent/security deposits, payroll, utilities, legal/accounting fees, and government payments; franchisee should also have personal living expenses for 3-6 months.

Fees sourceFDD p.18 ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.27 ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee sourceFDD · page not captured ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median annual Net Revenue by revenue decile/quartile grouping (top 10/25/50/75%, bottom 10/25/50/75%, and total) for individual franchised restaurants open at least one full year
Reporting period
Calendar years 2025, 2024, and 2023 (most recent: 2025)
Sample
1,431 franchised Restaurants (2025); 1,268 (2024); 1,151 (2023) — restaurants open at least one full year, excluding non-traditional/seasonal locations
Reported average
$978,298
Reported median
$931,173

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.64 ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: 64; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth: Item 20

Reporting year
2025 (year ended December 28, 2025)
Scope
franchised outlets
Starting outlets
1514
Year-end outlets
1650
Net change
+136
Derivation
ending minus starting outlets
Openings
170
Terminations
21
Non-renewals
1
Other closures
12
Reacquisitions
0
Transfers
81

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.67 ↗

DetailsOriginal source · FDD issued: 2026-04-17; Registry received: 06/10/2026
Document: 36853-202606-04; document SHA-256: 861585e9b0139210d9dc7eb8cb2b3457df06842841479f2753d657fd9d7dde67
PDF page: 67; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loan history

Loan activity
231 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$507,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
133 loans
Historical charge-off share
2.68%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
6 / 224
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

DetailsOriginal source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

DetailsOriginal source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval

What to ask both systems

Different metrics, populations and periods are not directly comparable. Owner income is not captured.