Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand S1871

Vitality Bowls franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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No accepted FDD captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

SBA loans approved
15
FY2021 to FY2026 YTD
Median SBA loan
$340,500
financing, not total cost
SBA charge-off share
20.00%
historical, not a failure rate

No accepted FDD captured. This is a source-coverage gap, not proof that the brand has no disclosure.

Investment by format

Not captured: no complete named investment format. Unknown is not zero.

Investment sourceNo FDD on file

Franchise fees and ongoing costs

Franchise fee
Not captured
Royalty
Not captured
Marketing contribution
Not captured
Technology fee
Not captured
Other fees
Not captured
Working capital (FDD Item 7)
Not captured

Fees sourceNo FDD on file

Financial performance: Item 19

Item 19 captured
Not captured
Metric / basis
Not captured
Reporting period
Not captured
Sample
Not captured
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceNo FDD on file

Unit growth: Item 20

Reporting year
Not captured
Scope
Not captured
Starting outlets
Not captured
Year-end outlets
Not captured
Net change
Not captured
Derivation
Not captured: comparable counts or complete movements missing
Openings
Not captured
Terminations
Not captured
Non-renewals
Not captured
Other closures
Not captured
Reacquisitions
Not captured
Transfers
Not captured

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceNo FDD on file

SBA loan history

Loan activity
15 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$340,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
12 loans
Historical charge-off share
20.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
4 / 20
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Vitality Bowls franchise cost?

No complete named investment format is captured. These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: Not captured.

Investment sourceNo FDD on file

How much do Vitality Bowls owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay.

Item 19 performance sourceNo FDD on file

What's the SBA charge-off rate for Vitality Bowls?

20.00%; numerator / denominator: 4 / 20. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $340,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 12 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Item 19 performance

Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval

Investment

Source URL not captured · FDD issued: Not captured; Registry received: Not captured
Document: Not captured; document SHA-256: Not captured
PDF page: Not captured; pointer: no-accepted-fdd. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d