Research preview · Archived source data · Not independently reviewed · Automated extraction

Retail · Brand S2453

Vital Care franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$810,623 to $1,412,073
Primary Center (standard)
Working capital
Item 7 discloses a 6-month (not 3-month) additional funds estimate of $274,000-$367,000 for operating capital (salaries/wages, utilities, payroll taxes, Operating Fees, advertising, insurance, bank charges, supplies, recruiting, taxes/licenses, prepaid expenses, etc.).
FDD Item 7
Units
143
+30 net in 2025
SBA loans approved
56
FY2021 to FY2026 YTD
Median SBA loan
$1,075,000
financing, not total cost
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Primary Center (standard)$810,623 to $1,412,073

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.26 ↗

Franchise fees and ongoing costs

Franchise fee
$40,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
Tiered % of Gross Revenue by therapy type, due monthly by the 10th: 19.25% Non-Specialty Therapies, 10.25% Specialty Therapies, 3.25% Select Specialty Therapies, 1.75% Access Therapies, 19.25% other products/services; plus an Increased Royalty Fee of 0-2% if trailing-12-month Gross Revenue exceeds $10,000,000 in any month.
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
Up to 0.5% of Gross Revenue monthly (currently not collected)
Other fees
Pharmacy Software Fee ($1,500/mo first Center, $750/mo each additional Center); Cyber Security Fee ($480/yr per laptop/desktop); Email License Fee ($32/employee/mo desktop or $8/employee/mo online)
Working capital (FDD Item 7)
Item 7 discloses a 6-month (not 3-month) additional funds estimate of $274,000-$367,000 for operating capital (salaries/wages, utilities, payroll taxes, Operating Fees, advertising, insurance, bank charges, supplies, recruiting, taxes/licenses, prepaid expenses, etc.).

Fees sourceFDD p.16 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, and quartile Gross Revenues of franchised VC Businesses (Primary Centers)
Reporting period
2025 (with historical year-by-year data shown for 2017-2025)
Sample
107 franchised VC Businesses open and operating the entirety of 2025 (96 of which were 'New VC Businesses' operating under the April 2021+ franchise agreement form), out of 132 total franchised VC Businesses at year-end 2025
Reported average
$17,182,066
Reported median
$9,140,391

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.64 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
113
Year-end outlets
143
Net change
+30
Derivation
ending minus starting outlets
Openings
31
Terminations
1
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
9

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.72 ↗

SBA loan history

Loan activity
56 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$1,075,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
50 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 5
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Vital Care franchise cost?

Primary Center (standard): $810,623 to $1,412,073 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Vital Care owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, and quartile Gross Revenues of franchised VC Businesses (Primary Centers). Sample: 107 franchised VC Businesses open and operating the entirety of 2025 (96 of which were 'New VC Businesses' operating under the April 2021+ franchise agreement form), out of 132 total franchised VC Businesses at year-end 2025. Period: 2025 (with historical year-by-year data shown for 2017-2025).

Item 19 performance sourceFDD p.64 ↗

What's the SBA charge-off rate for Vital Care?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 5. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,075,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 50 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36232-202604-07; document SHA-256: 35a37f8fb21dd7b97dcd4995dc730def7905f9277db410310e05e7fe1e34dd20
PDF page: 16; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36232-202604-07; document SHA-256: 35a37f8fb21dd7b97dcd4995dc730def7905f9277db410310e05e7fe1e34dd20
PDF page: 26; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36232-202604-07; document SHA-256: 35a37f8fb21dd7b97dcd4995dc730def7905f9277db410310e05e7fe1e34dd20
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36232-202604-07; document SHA-256: 35a37f8fb21dd7b97dcd4995dc730def7905f9277db410310e05e7fe1e34dd20
PDF page: 64; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36232-202604-07; document SHA-256: 35a37f8fb21dd7b97dcd4995dc730def7905f9277db410310e05e7fe1e34dd20
PDF page: 72; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval