Research preview · Archived source data · Not independently reviewed · Automated extraction

Home Services · Brand S8103

VARSITY ZONE HEATING AND AIR CONDITIONING franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$224,680 to $290,562
standard (single Protected Territory)
Royalty
5%
Greater of tiered % of monthly Gross Revenues Collected (5% on YTD $0-$1M, 4% on $1,000,001-$3M, 3% above $3M) or the Minimum Royalty, paid monthly via EFT
Working capital
$20,000 to $40,000
for employees, suppliers, etc. after opening
SBA loans approved
7
FY2021 to FY2026 YTD
Median SBA loan
$252,000
financing, not total cost
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (single Protected Territory)$224,680 to $290,562

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.30 ↗

Franchise fees and ongoing costs

Franchise fee
$59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · $500 · Greater of tiered % of monthly Gross Revenues Collected (5% on YTD $0-$1M, 4% on $1,000,001-$3M, 3% above $3M) or the Minimum Royalty, paid monthly via EFT
Marketing contribution
Not captured
Technology fee
$1,000 per month (subject to change)
Other fees
Digital Management Fee $500/mo; Accounting Services Fee $499/mo plus $440 one-time setup; Special Software Fee $300/mo
Working capital (FDD Item 7)
$20,000 to $40,000 for employees, suppliers, etc. after opening

Fees sourceFDD p.19 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Historical actual Total Sales (Gross Sales), Jobs Sold, Average Ticket, Estimates, Gross Profit %, and Close Ratio for a single reporting franchisee; no franchisor-wide average/median disclosed
Reporting period
Full calendar year 2025 (the "Measurement Period")
Sample
1 franchisee (operating 6 of the system's 62 Protected Territories) out of 21 total franchisees as of 12/31/2025; the only one operational for the entire 2025 calendar year
Reported average
$953,598
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.90 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
6
Year-end outlets
Not captured
Net change
+48
Derivation
complete movements including reacquisitions
Openings
48
Terminations
0
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.91 ↗

SBA loan history

Loan activity
7 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$252,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
7 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does VARSITY ZONE HEATING AND AIR CONDITIONING franchise cost?

standard (single Protected Territory): $224,680 to $290,562 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

How much do VARSITY ZONE HEATING AND AIR CONDITIONING owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical actual Total Sales (Gross Sales), Jobs Sold, Average Ticket, Estimates, Gross Profit %, and Close Ratio for a single reporting franchisee; no franchisor-wide average/median disclosed. Sample: 1 franchisee (operating 6 of the system's 62 Protected Territories) out of 21 total franchisees as of 12/31/2025; the only one operational for the entire 2025 calendar year. Period: Full calendar year 2025 (the "Measurement Period").

Item 19 performance sourceFDD p.90 ↗

What's the SBA charge-off rate for VARSITY ZONE HEATING AND AIR CONDITIONING?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $252,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 7 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36150-202604-09; document SHA-256: 4b53abaf4519c17437f96c6d5de08967b28e18508926e0218170962a802382da
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36150-202604-09; document SHA-256: 4b53abaf4519c17437f96c6d5de08967b28e18508926e0218170962a802382da
PDF page: 30; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36150-202604-09; document SHA-256: 4b53abaf4519c17437f96c6d5de08967b28e18508926e0218170962a802382da
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36150-202604-09; document SHA-256: 4b53abaf4519c17437f96c6d5de08967b28e18508926e0218170962a802382da
PDF page: 90; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36150-202604-09; document SHA-256: 4b53abaf4519c17437f96c6d5de08967b28e18508926e0218170962a802382da
PDF page: 91; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval