Automotive · Brand S1861
Valvoline Instant Oil Change franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $192,375 to $639,550 real property leased (3 months) and signage leased · +1 more
- Royalty
- 6% % of Adjusted Gross Revenue (AGR), paid monthly by EFT on the 20th; escalates by center age: 2% of AGR in year 1, 3% in year 2, then 6% of AGR from year 3 onward (or a graduated 4%-6% rate for franchisees whose combined center AGR exceeds $1,000,000 in the prior year).
- Working capital
- $50,000 to $65,000 minimum recommended working capital for the first three months of operation (payroll, inventory restock, rent, utilities), per VIOCF's experience.
- Units
- 1,063 +101 net in 2025
- SBA loans approved
- 2 FY2021 to FY2026 YTD
- SBA charge-off share
- 0.00% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| real property leased (3 months) and signage leased | $192,375 to $639,550 |
| real property purchased and signage purchased | $1,773,750 to $3,483,550 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.27 ↗
Franchise fees and ongoing costs
- Franchise fee
- $5,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 6% · % of Adjusted Gross Revenue (AGR), paid monthly by EFT on the 20th; escalates by center age: 2% of AGR in year 1, 3% in year 2, then 6% of AGR from year 3 onward (or a graduated 4%-6% rate for franchisees whose combined center AGR exceeds $1,000,000 in the prior year).
- Marketing contribution
- 2% (basis not captured; see original filing)
- Technology fee
- Not captured
- Other fees
- Not captured
- Working capital (FDD Item 7)
- $50,000 to $65,000 minimum recommended working capital for the first three months of operation (payroll, inventory restock, rent, utilities), per VIOCF's experience.
Fees sourceFDD p.19 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.27 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Historical average/median/high/low Net Sales, Gross Sales, Contribution (4-wall profit before royalty, taxes, depreciation and corporate overhead), oil-change volume and ticket averages for VIOC company-operated Centers (Section A) and VIOCF franchisee-operated Centers (Section B), plus same-store net sales growth (Section C) and count of same-store centers exceeding prior-year net sales (Section D/Table 4)
- Reporting period
- Fiscal years 2023, 2024 and 2025 (Oct 1 - Sep 30 each)
- Sample
- 785 comparable VIOC company-operated Centers and 891 comparable VIOCF franchisee-operated Centers for FY2025 (centers not operated for a full fiscal year were excluded: 191 company-operated and 172 franchisee-operated for FY2025)
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.61 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 962
- Year-end outlets
- 1063
- Net change
- +101
- Derivation
- ending minus starting outlets
- Openings
- Not captured
- Terminations
- Not captured
- Non-renewals
- Not captured
- Other closures
- Not captured
- Reacquisitions
- Not captured
- Transfers
- Not captured
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.71 ↗
SBA loan history
- Loan activity
- 2 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $900,000
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 1 loans
- Historical charge-off share
- 0.00%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 23
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Valvoline Instant Oil Change franchise cost?
real property leased (3 months) and signage leased: $192,375 to $639,550; real property purchased and signage purchased: $1,773,750 to $3,483,550 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $5,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.27 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Valvoline Instant Oil Change owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical average/median/high/low Net Sales, Gross Sales, Contribution (4-wall profit before royalty, taxes, depreciation and corporate overhead), oil-change volume and ticket averages for VIOC company-operated Centers (Section A) and VIOCF franchisee-operated Centers (Section B), plus same-store net sales growth (Section C) and count of same-store centers exceeding prior-year net sales (Section D/Table 4). Sample: 785 comparable VIOC company-operated Centers and 891 comparable VIOCF franchisee-operated Centers for FY2025 (centers not operated for a full fiscal year were excluded: 191 company-operated and 172 franchisee-operated for FY2025). Period: Fiscal years 2023, 2024 and 2025 (Oct 1 - Sep 30 each).
Item 19 performance sourceFDD p.61 ↗
What's the SBA charge-off rate for Valvoline Instant Oil Change?
0.00%; numerator / denominator: 0 / 23. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $900,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 1 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 08/12/2026
Document: 37144-202608-01; document SHA-256: 7da5fe2ef33ef8377e933cf9f39ec86629aa101603c19736dd5c8f0d0cdb2698
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/12/2026
Document: 37144-202608-01; document SHA-256: 7da5fe2ef33ef8377e933cf9f39ec86629aa101603c19736dd5c8f0d0cdb2698
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/12/2026
Document: 37144-202608-01; document SHA-256: 7da5fe2ef33ef8377e933cf9f39ec86629aa101603c19736dd5c8f0d0cdb2698
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 08/12/2026
Document: 37144-202608-01; document SHA-256: 7da5fe2ef33ef8377e933cf9f39ec86629aa101603c19736dd5c8f0d0cdb2698
PDF page: 61; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/12/2026
Document: 37144-202608-01; document SHA-256: 7da5fe2ef33ef8377e933cf9f39ec86629aa101603c19736dd5c8f0d0cdb2698
PDF page: 71; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval