Tuffy Tire & Auto Service franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.17 ↗

Franchise fees and ongoing costs

Franchise fee

$30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of gross sales weekly (2.5% for first 180 days of a new franchise; 1% on tire/battery sales)

Marketing contribution

0.5% (basis not captured; see original filing)

Technology fee

Not captured

Other fees

Monthly P&L/balance sheet preparation by designated accountant $335-$585/month; Insurance $4,000-$10,000 annually (excl. workers comp); Lease/sublease payments $10,700-$22,000/month if leased from franchisor or affiliate

Working capital (FDD Item 7)

Additional Funds - 3 months: $10,000 - $150,000 (royalty and ad fund contributions, insurance, advertising, payroll, additional inventory and supplies, etc.)

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross sales, annual car count, average repair ticket, and cost lines as a percentage of sales (COGS, labor, utilities, insurance/benefits, repairs, credit card fees, accounting, rent); no profit metric

Reporting period

Calendar year 2025

Sample

Franchised centers open at least two full calendar years with at least five bays; text says 63 centers, but the gross sales row is labeled 88 Franchises (37 of 88, 42%, met or exceeded the average); cost rows based on 16-63 reporting centers

Reported average

$1,366,987

Reported median

$1,214,487

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.45 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

101

Year-end outlets

111

Net change

+10

Derivation

ending minus starting outlets

Openings

10

Terminations

0

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.47 ↗

SBA loan history

Loan activity

18 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$408,400

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

8 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

1 / 9

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Tuffy Tire & Auto Service franchise cost?

new location (leased premises), single format in Item 7: $227,700 to $938,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Tuffy Tire & Auto Service owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross sales, annual car count, average repair ticket, and cost lines as a percentage of sales (COGS, labor, utilities, insurance/benefits, repairs, credit card fees, accounting, rent); no profit metric. Sample: Franchised centers open at least two full calendar years with at least five bays; text says 63 centers, but the gross sales row is labeled 88 Franchises (37 of 88, 42%, met or exceeded the average); cost rows based on 16-63 reporting centers. Period: Calendar year 2025.

Item 19 performance sourceFDD p.45 ↗

What's the SBA charge-off rate for Tuffy Tire & Auto Service?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 1 / 9. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $408,400; window: FY2023-FY2026 YTD through 2026-06-30; sample: 8 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗