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Business Services · Brand S6991

True North Restoration franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$171,030 to $263,800
Single Business (Franchise Agreement) · +1 more
Royalty
7%
7% of monthly Gross Revenue from most services, 2% from reconstruction services; paid by the 7th of each month on prior month's revenue
Working capital
$38,000 to $52,000
estimated for the first 3 months, covering payroll for up to one employee (excluding owner draw/salary), rent ($1,500-$2,500/month), office expenses, taxes, royalties, Brand Fees, technology fees, and other operating costs; excludes financing costs.
Units
23
+5 net in 2025
SBA loans approved
7
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Single Business (Franchise Agreement)$171,030 to $263,800
Development Agreement (2-5 Businesses)$211,030 to $403,800

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.17 ↗

Franchise fees and ongoing costs

Franchise fee
$40,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · 7% of monthly Gross Revenue from most services, 2% from reconstruction services; paid by the 7th of each month on prior month's revenue
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
$287 to $426 per month
Other fees
National Account Fee (5% of Gross Revenue from National Account referrals); Electronic Mail Fee ($21/person/month); Regional Advertising Cooperative (up to 1% of Gross Revenue, if established)
Working capital (FDD Item 7)
$38,000 to $52,000 estimated for the first 3 months, covering payroll for up to one employee (excluding owner draw/salary), rent ($1,500-$2,500/month), office expenses, taxes, royalties, Brand Fees, technology fees, and other operating costs; excludes financing costs.

Fees sourceFDD p.12 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Actual Gross Revenues (no profit/EBITDA metric, except payroll as % of revenue for a small subset); also service-category revenue mix, job counts/average ticket, and payroll % of revenue
Reporting period
2025 Period (calendar year 2025) and 2026 YTD Period (Jan 1 - Jun 30, 2026)
Sample
18 of 23 Franchised Businesses (2025 full-year Gross Revenue data); 23 of 23 (2026 YTD Gross Revenue); 12 of 23 (2026 YTD job/ticket data); 9 of 23 (2026 YTD payroll % data)
Reported average
$802,459
Reported median
$477,467

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.42 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
18
Year-end outlets
23
Net change
+5
Derivation
ending minus starting outlets
Openings
5
Terminations
0
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.48 ↗

SBA loan history

Loan activity
7 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$214,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
7 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does True North Restoration franchise cost?

Single Business (Franchise Agreement): $171,030 to $263,800; Development Agreement (2-5 Businesses): $211,030 to $403,800 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

How much do True North Restoration owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Actual Gross Revenues (no profit/EBITDA metric, except payroll as % of revenue for a small subset); also service-category revenue mix, job counts/average ticket, and payroll % of revenue. Sample: 18 of 23 Franchised Businesses (2025 full-year Gross Revenue data); 23 of 23 (2026 YTD Gross Revenue); 12 of 23 (2026 YTD job/ticket data); 9 of 23 (2026 YTD payroll % data). Period: 2025 Period (calendar year 2025) and 2026 YTD Period (Jan 1 - Jun 30, 2026).

Item 19 performance sourceFDD p.42 ↗

What's the SBA charge-off rate for True North Restoration?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $214,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 7 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 07/31/2026
Document: 37083-202607-04; document SHA-256: 51607a5cf32ee923c52e39d39e991f092a3eca395519679ae9fa5ab753ccf53a
PDF page: 12; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 07/31/2026
Document: 37083-202607-04; document SHA-256: 51607a5cf32ee923c52e39d39e991f092a3eca395519679ae9fa5ab753ccf53a
PDF page: 17; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 07/31/2026
Document: 37083-202607-04; document SHA-256: 51607a5cf32ee923c52e39d39e991f092a3eca395519679ae9fa5ab753ccf53a
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 07/31/2026
Document: 37083-202607-04; document SHA-256: 51607a5cf32ee923c52e39d39e991f092a3eca395519679ae9fa5ab753ccf53a
PDF page: 42; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 07/31/2026
Document: 37083-202607-04; document SHA-256: 51607a5cf32ee923c52e39d39e991f092a3eca395519679ae9fa5ab753ccf53a
PDF page: 48; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval