Tommy's Express Car Wash franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee

$40,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

4% · % of Gross Sales, calculated weekly (week ending Saturday), due 7 days after close of week

Marketing contribution

1% (basis not captured; see original filing)

Technology fee

Currently $119 per week, payable with Royalty

Other fees

POS software licensing/support at then-current charges; possible proprietary software fees (initial up to $2,500, annual up to $1,800) if established; interest on late payments 1.5% per month

Working capital (FDD Item 7)

Additional Funds (Note 14, text trimmed in packet): $100,000 to $500,000, paid as needed

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Historic Gross Sales (avg, median, low, high) by outlet-tenure cohort for calendar 2025; average gross sales with cost/expense line items and EBITDAR % by cohort; 2021-2025 lookback for outlets opened in 2020 (top 25%, bottom 25%, all 25)

Reporting period

Calendar year 2025 (Jan 1 - Dec 31, 2025); 2021-2025 for the 2020-opened cohort

Sample

197 franchised outlets open 12+ full months in 2025 (39 first-year, 42 second-year, 40 third-year, 28 fourth-year, 48 fifth-year+); 244 franchised outlets open at 12/31/2025, 43 excluded for under 12 months, 16 corporate outlets excluded

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.60 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

206

Year-end outlets

244

Net change

+38

Derivation

ending minus starting outlets

Openings

46

Terminations

1

Non-renewals

0

Other closures

1

Reacquisitions

6

Transfers

13

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.68 ↗

SBA loan history

Loan activity

27 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$400,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

5 loans

Historical charge-off share

0.00%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 10

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Tommy's Express Car Wash franchise cost?

World Model 62' tunnel: $3,482,389 to $4,163,279; 90' tunnel: $5,244,264 to $6,638,930; 110' tunnel: $5,112,819 to $6,971,565; 130' tunnel: $5,308,564 to $7,529,460; Flex Model tunnel: $9,135,438 to $11,846,697 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Tommy's Express Car Wash owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historic Gross Sales (avg, median, low, high) by outlet-tenure cohort for calendar 2025; average gross sales with cost/expense line items and EBITDAR % by cohort; 2021-2025 lookback for outlets opened in 2020 (top 25%, bottom 25%, all 25). Sample: 197 franchised outlets open 12+ full months in 2025 (39 first-year, 42 second-year, 40 third-year, 28 fourth-year, 48 fifth-year+); 244 franchised outlets open at 12/31/2025, 43 excluded for under 12 months, 16 corporate outlets excluded. Period: Calendar year 2025 (Jan 1 - Dec 31, 2025); 2021-2025 for the 2020-opened cohort.

Item 19 performance sourceFDD p.60 ↗

What's the SBA charge-off rate for Tommy's Express Car Wash?

0.00%; numerator / denominator: 0 / 10. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $400,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 5 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗