Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand S5981

Toastique franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Jan 9, 2026 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$471,152 to $890,846
Single Franchise Agreement (one restaurant) · +3 more
Royalty
6%
6% of weekly Gross Sales, debited weekly by ACH; no royalty for first 3 months after opening of each restaurant under a 1-3/1-4/1-5 Multi-Franchise Addendum
Working capital
Additional Funds - Three Months: $40,000 - $40,000 (operating expenses such as salaries, inventory, rent, utilities for first three months after opening; excludes owner compensation and financing costs)
FDD Item 7
Units
49
+19 net in 2025
SBA loans approved
44
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Single Franchise Agreement (one restaurant)$471,152 to $890,846
Franchise Agreement with 1-3 Multi-Franchise Addendum (first restaurant)$581,152 to $1,000,846
Franchise Agreement with 1-4 Multi-Franchise Addendum (first restaurant)$614,152 to $1,033,846
Franchise Agreement with 1-5 Multi-Franchise Addendum (first restaurant)$641,152 to $1,060,846

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.27 ↗

Franchise fees and ongoing costs

Franchise fee
$55,000 to $170,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of weekly Gross Sales, debited weekly by ACH; no royalty for first 3 months after opening of each restaurant under a 1-3/1-4/1-5 Multi-Franchise Addendum
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Currently $500 per month (may rise to max $750 per month); POS system separately $80 per month currently
Other fees
POS system $80/month (CAKE by Mad Mobile); annual conference fee up to $1,500 per attendee; local/regional ad cooperative contributions as set by members if established
Working capital (FDD Item 7)
Additional Funds - Three Months: $40,000 - $40,000 (operating expenses such as salaries, inventory, rent, utilities for first three months after opening; excludes owner compensation and financing costs)

Fees sourceFDD p.21 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, high and low annual Gross Sales and average ticket for operational franchise outlets and company-owned outlets; company-owned outlet EBITDA / Adjusted EBITDA plus owner operator salary (no franchisee profit data)
Reporting period
2025 calendar year (Jan 1 - Dec 31, 2025)
Sample
26 operational franchise outlets (17 open two or more years); 5 operational company-owned outlets (2 traditional, 3 non-traditional); Table 11 system-wide summary labeled as 32 outlets (5 company + 26 franchise stated). Excludes 20 new franchise outlets, 2 paused/ceased and 1 seasonal outlet.
Reported average
$614,256
Reported median
$539,066

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.71 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
30
Year-end outlets
49
Net change
+19
Derivation
ending minus starting outlets
Openings
22
Terminations
2
Non-renewals
0
Other closures
1
Reacquisitions
0
Transfers
2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.73 ↗

SBA loan history

Loan activity
44 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$494,200
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
41 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Toastique franchise cost?

Single Franchise Agreement (one restaurant): $471,152 to $890,846; Franchise Agreement with 1-3 Multi-Franchise Addendum (first restaurant): $581,152 to $1,000,846; Franchise Agreement with 1-4 Multi-Franchise Addendum (first restaurant): $614,152 to $1,033,846; Franchise Agreement with 1-5 Multi-Franchise Addendum (first restaurant): $641,152 to $1,060,846 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $55,000 to $170,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Toastique owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high and low annual Gross Sales and average ticket for operational franchise outlets and company-owned outlets; company-owned outlet EBITDA / Adjusted EBITDA plus owner operator salary (no franchisee profit data). Sample: 26 operational franchise outlets (17 open two or more years); 5 operational company-owned outlets (2 traditional, 3 non-traditional); Table 11 system-wide summary labeled as 32 outlets (5 company + 26 franchise stated). Excludes 20 new franchise outlets, 2 paused/ceased and 1 seasonal outlet.. Period: 2025 calendar year (Jan 1 - Dec 31, 2025).

Item 19 performance sourceFDD p.71 ↗

What's the SBA charge-off rate for Toastique?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $494,200; window: FY2023-FY2026 YTD through 2026-06-30; sample: 41 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2026-01-09; Registry received: 01/20/2026
Document: 35238-202601-07; document SHA-256: c7293524725c46cc7e75d8d2fb8747bb4a00c07ebe2958ea60f255c9b4b1b39a
PDF page: 21; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2026-01-09; Registry received: 01/20/2026
Document: 35238-202601-07; document SHA-256: c7293524725c46cc7e75d8d2fb8747bb4a00c07ebe2958ea60f255c9b4b1b39a
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2026-01-09; Registry received: 01/20/2026
Document: 35238-202601-07; document SHA-256: c7293524725c46cc7e75d8d2fb8747bb4a00c07ebe2958ea60f255c9b4b1b39a
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2026-01-09; Registry received: 01/20/2026
Document: 35238-202601-07; document SHA-256: c7293524725c46cc7e75d8d2fb8747bb4a00c07ebe2958ea60f255c9b4b1b39a
PDF page: 71; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2026-01-09; Registry received: 01/20/2026
Document: 35238-202601-07; document SHA-256: c7293524725c46cc7e75d8d2fb8747bb4a00c07ebe2958ea60f255c9b4b1b39a
PDF page: 73; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval