The Vital Stretch franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.15 ↗

Franchise fees and ongoing costs

Franchise fee

$44,500 to $54,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

7% · 7% of Gross Revenue, charged per-transaction on credit/debit sales and monthly on cash/check sales; beginning month 13, greater of 7% or $500/month minimum

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$350/month currently, beginning two months after signing the Franchise Agreement; no cap on future increases

Other fees

Marketing and Advertising Management Fee $1,050/month; Bookkeeping fee ~$350/month; Insurance (actual cost plus 25% admin fee if franchisor obtains it)

Working capital (FDD Item 7)

VS Standard and VS +: $10,000-$30,000; VS Lite: $5,000-$30,000 (working capital for first 3 months after opening, includes payroll, marketing, repairs, supplies, etc.)

Fees sourceFDD p.11 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.15 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Company-Owned Outlet: Gross Revenue and Net Income; Franchise Outlets: Gross Revenue, appointments booked/performed, membership conversions and conversion percentage (Low/Median/High/Average)

Reporting period

Company-Owned Outlet: FY2023 and FY2024; Franchise Outlets: October 2024 through March 2025

Sample

1 Company-Owned Outlet (combined figures of 2 non-traditional locations in 2023, 1 VS Lite location in 2024); 4 Franchise Outlets

Reported average

$75,724

Reported median

$75,595

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.51 ↗

Unit growth: Item 20

Reporting year

2024

Scope

franchised outlets

Starting outlets

0

Year-end outlets

4

Net change

+4

Derivation

ending minus starting outlets

Openings

4

Terminations

0

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.53 ↗

SBA loan history

Loan activity

10 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$260,950

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

10 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 0

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does The Vital Stretch franchise cost?

VS Standard: $147,400 to $260,100; VS Lite: $96,500 to $181,850; VS +: $165,400 to $278,100 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $44,500 to $54,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.15 ↗

Franchise fee sourceFDD · page not captured ↗

How much do The Vital Stretch owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Company-Owned Outlet: Gross Revenue and Net Income; Franchise Outlets: Gross Revenue, appointments booked/performed, membership conversions and conversion percentage (Low/Median/High/Average). Sample: 1 Company-Owned Outlet (combined figures of 2 non-traditional locations in 2023, 1 VS Lite location in 2024); 4 Franchise Outlets. Period: Company-Owned Outlet: FY2023 and FY2024; Franchise Outlets: October 2024 through March 2025.

Item 19 performance sourceFDD p.51 ↗

What's the SBA charge-off rate for The Vital Stretch?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $260,950; window: FY2023-FY2026 YTD through 2026-06-30; sample: 10 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗