Research preview · Archived source data · Not independently reviewed · Automated extraction

Other · Brand S1781

The Salon Professional Academy , Elevate Salon Institute and, Powered by SPEC franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Aug 27, 2014 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$540,500 to $805,500
Smaller Model · +1 more
Royalty
6%
6.00% of Gross Revenues, paid monthly by the 10th for the prior month; $1,500 minimum monthly royalty
Working capital
Smaller Model: $50,000 to $100,000; Base Model: $75,000 to $175,000 for the 3-month initial operating phase (payroll, rent, utilities, ongoing advertising); excludes owner's draw, royalties, and advertising contributions.
FDD Item 7
Units
23
-1 net in 2013
SBA loans approved
4
FY2021 to FY2026 YTD
SBA charge-off share
7.14%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Smaller Model$540,500 to $805,500
Base Model$961,500 to $1,386,500

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.15 ↗

Franchise fees and ongoing costs

Franchise fee
$35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6.00% of Gross Revenues, paid monthly by the 10th for the prior month; $1,500 minimum monthly royalty
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Currently no required Technology Fee, but franchisor may charge up to $250/month (administrative fee for software/CRM access), subject to increase on 90 days notice
Other fees
Not captured
Working capital (FDD Item 7)
Smaller Model: $50,000 to $100,000; Base Model: $75,000 to $175,000 for the 3-month initial operating phase (payroll, rent, utilities, ongoing advertising); excludes owner's draw, royalties, and advertising contributions.

Fees sourceFDD p.8 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.15 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
No
Metric / basis
none
Reporting period
Not captured
Sample
Not captured
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.37 ↗

Unit growth: Item 20

Reporting year
2013
Scope
franchised outlets
Starting outlets
24
Year-end outlets
23
Net change
-1
Derivation
ending minus starting outlets
Openings
2
Terminations
1
Non-renewals
2
Other closures
0
Reacquisitions
0
Transfers
0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.38 ↗

SBA loan history

Loan activity
4 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$400,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
1 loans
Historical charge-off share
7.14%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 14
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does The Salon Professional Academy , Elevate Salon Institute and, Powered by SPEC franchise cost?

Smaller Model: $540,500 to $805,500; Base Model: $961,500 to $1,386,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.15 ↗

Franchise fee sourceFDD · page not captured ↗

How much do The Salon Professional Academy , Elevate Salon Institute and, Powered by SPEC owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: none. Sample: Not captured. Period: Not captured.

Item 19 performance sourceFDD p.37 ↗

What's the SBA charge-off rate for The Salon Professional Academy , Elevate Salon Institute and, Powered by SPEC?

7.14%; numerator / denominator: 1 / 14. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $400,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 1 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2014-08-27; Registry received: 08/27/2014
Document: 405-201408-01; document SHA-256: c0adad40fef5fbbd0197ddfae3ec9b67edfed6cda84b6ca1fc4135a18eb9e5a8
PDF page: 8; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2014-08-27; Registry received: 08/27/2014
Document: 405-201408-01; document SHA-256: c0adad40fef5fbbd0197ddfae3ec9b67edfed6cda84b6ca1fc4135a18eb9e5a8
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2014-08-27; Registry received: 08/27/2014
Document: 405-201408-01; document SHA-256: c0adad40fef5fbbd0197ddfae3ec9b67edfed6cda84b6ca1fc4135a18eb9e5a8
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2014-08-27; Registry received: 08/27/2014
Document: 405-201408-01; document SHA-256: c0adad40fef5fbbd0197ddfae3ec9b67edfed6cda84b6ca1fc4135a18eb9e5a8
PDF page: 37; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2014-08-27; Registry received: 08/27/2014
Document: 405-201408-01; document SHA-256: c0adad40fef5fbbd0197ddfae3ec9b67edfed6cda84b6ca1fc4135a18eb9e5a8
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval