Food & Beverage · Brand U-13894
The Original Pancake House franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $482,500 to $1,666,250 Single restaurant (Franchise Agreement) · +1 more
- Royalty
- 2% 2% of total gross sales, payable monthly on the 10th day of the following month
- Working capital
- Item 7 discloses a 6-month (not 3-month) additional funds/working capital estimate of $52,500 to $125,000, based on the franchisor's experience and franchisee information, covering expenses for the first 6 months of operation. FDD Item 7
- Units
- 150 +4 net in 2025
- SBA loans approved
- 0 FY2021 to FY2026 YTD
- SBA charge-off share
- 0.00% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Single restaurant (Franchise Agreement) | $482,500 to $1,666,250 |
| Multi-unit development (Option Agreement, 2-10 restaurants) | $542,500 to $2,206,250 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.14 ↗
Franchise fees and ongoing costs
- Franchise fee
- $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 2% · 2% of total gross sales, payable monthly on the 10th day of the following month
- Marketing contribution
- 1% (basis not captured; see original filing)
- Technology fee
- Not captured
- Other fees
- Stabilizer base ingredient purchases (currently $68.06/50 lbs. plus shipping); operating assistance charges (~$10-$25/hr plus daily fee, capped at $25-$50/hr); $2,500 transfer fee on controlling-interest transfers
- Working capital (FDD Item 7)
- Item 7 discloses a 6-month (not 3-month) additional funds/working capital estimate of $52,500 to $125,000, based on the franchisor's experience and franchisee information, covering expenses for the first 6 months of operation.
Fees sourceFDD p.11 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.14 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- No
- Metric / basis
- none - franchisor makes no financial performance representations
- Reporting period
- Not captured
- Sample
- Not captured
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.37 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 146
- Year-end outlets
- 150
- Net change
- +4
- Derivation
- ending minus starting outlets
- Openings
- 6
- Terminations
- 0
- Non-renewals
- 0
- Other closures
- 2
- Reacquisitions
- 0
- Transfers
- 7
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.38 ↗
SBA loan history
- Loan activity
- 0 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- Not captured
- Median loan window
- Not captured
- Median loan sample
- Not captured
- Historical charge-off share
- 0.00%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 14
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does The Original Pancake House franchise cost?
Single restaurant (Franchise Agreement): $482,500 to $1,666,250; Multi-unit development (Option Agreement, 2-10 restaurants): $542,500 to $2,206,250 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.14 ↗
Franchise fee sourceFDD · page not captured ↗
How much do The Original Pancake House owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: none - franchisor makes no financial performance representations. Sample: Not captured. Period: Not captured.
Item 19 performance sourceFDD p.37 ↗
What's the SBA charge-off rate for The Original Pancake House?
0.00%; numerator / denominator: 0 / 14. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 04/19/2026
Document: 36059-202604-09; document SHA-256: 6a95c454551e7d5f0035d2d46e245e1989336f974707b35031f7d025e03b7fd9
PDF page: 11; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/19/2026
Document: 36059-202604-09; document SHA-256: 6a95c454551e7d5f0035d2d46e245e1989336f974707b35031f7d025e03b7fd9
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/19/2026
Document: 36059-202604-09; document SHA-256: 6a95c454551e7d5f0035d2d46e245e1989336f974707b35031f7d025e03b7fd9
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 04/19/2026
Document: 36059-202604-09; document SHA-256: 6a95c454551e7d5f0035d2d46e245e1989336f974707b35031f7d025e03b7fd9
PDF page: 37; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/19/2026
Document: 36059-202604-09; document SHA-256: 6a95c454551e7d5f0035d2d46e245e1989336f974707b35031f7d025e03b7fd9
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b