The Little Gym franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.25 ↗

Franchise fees and ongoing costs

Franchise fee

$59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

8% · 8% of Gross Sales monthly, or $2,500/month minimum ("Minimum Royalty"), whichever is greater

Marketing contribution

1% (basis not captured; see original filing)

Technology fee

Currently $119/month for base technology stack (up to $399/month cap, CPI-adjusted), plus SMS ($0.0121/segment) and MMS ($0.0276/segment) pass-through costs

Other fees

Call Center Fee (~$80-120/mo service fee plus e-commerce variable cost share); Conference Fee ($950-1,350 per attendee); Compliance Review/Audit Fee ($1,500-3,500 per audit)

Working capital (FDD Item 7)

$39,000 to $81,000 for initial three months' operating expenses and working capital (excludes franchisee salary, debt service, and personal expenses)

Fees sourceFDD p.16 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Sales and EBITDA (average, median, and quartile ranges), plus itemized expense categories, for reporting franchised Gyms

Reporting period

Fiscal Year 2025 (year ended December 31, 2025)

Sample

166 of 255 U.S. franchised Gyms open and operating a full year with complete reported data (89 excluded: 39 not open the full year, 50 with incomplete data including closures); also split into non-PE-backed and PE-backed subsets

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.63 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

218

Year-end outlets

255

Net change

+37

Derivation

ending minus starting outlets

Openings

43

Terminations

0

Non-renewals

1

Other closures

5

Reacquisitions

0

Transfers

4

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.70 ↗

SBA loan history

Loan activity

107 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$478,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

95 loans

Historical charge-off share

4.76%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

2 / 42

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does The Little Gym franchise cost?

single Franchise Agreement (one Gym): $420,324 to $722,773; Development Agreement (3-unit minimum-to-max commitment; total for first Gym + dev fee for remaining units): $476,874 to $828,923 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

How much do The Little Gym owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Sales and EBITDA (average, median, and quartile ranges), plus itemized expense categories, for reporting franchised Gyms. Sample: 166 of 255 U.S. franchised Gyms open and operating a full year with complete reported data (89 excluded: 39 not open the full year, 50 with incomplete data including closures); also split into non-PE-backed and PE-backed subsets. Period: Fiscal Year 2025 (year ended December 31, 2025).

Item 19 performance sourceFDD p.63 ↗

What's the SBA charge-off rate for The Little Gym?

4.76%; numerator / denominator: 2 / 42. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $478,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 95 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗