Research preview · Archived source data · Not independently reviewed · Automated extraction

Automotive · Brand S3083

Take 5 Oil Change franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$912,248 to $2,053,642
New (ground-up) center, excluding real estate · +2 more
Royalty
7%
7% of Gross Sales, paid weekly (currently each Friday) for the prior week ending Saturday
Working capital
Additional funds - 3 months: $52,000 (new and conversion); $1,000 - $5,000 under the Area Development table
FDD Item 7
Units
432
+107 net in 2024
SBA loans approved
23
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
New (ground-up) center, excluding real estate$912,248 to $2,053,642
Conversion center, excluding real estate$287,145 to $1,013,587
Area Development Agreement (development fee + additional funds only)$46,000 to $342,500

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.38 ↗

Franchise fees and ongoing costs

Franchise fee
$45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · 7% of Gross Sales, paid weekly (currently each Friday) for the prior week ending Saturday
Marketing contribution
5% (basis not captured; see original filing)
Technology fee
Software License Fee $249 per month ($416 per month with POS surveillance software); annual CPI-based increase capped at 5%; plus one-time $3,000 Software Installation Fee
Other fees
Credit card fees approx. 1%-3% of Gross Sales; annual/regional conference fee currently $249 per attendee; lease/sublease rent if premises leased from franchisor or affiliate
Working capital (FDD Item 7)
Additional funds - 3 months: $52,000 (new and conversion); $1,000 - $5,000 under the Area Development table

Fees sourceFDD p.30 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.38 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median Gross Sales, franchisee-adjusted 4-wall EBITDA (affiliate-owned centers), cars per day, and Year 1-3 sales ramp
Reporting period
Fiscal Year 2024 (Dec 31, 2023 - Dec 28, 2024); ramp data for centers opened 2020-2023
Sample
323 franchised centers open at least 1 full year (sales headline); 298 affiliate-owned centers open at least 1 year for the EBITDA analysis
Reported average
$1,235,518
Reported median
$1,137,962

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.90 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
325
Year-end outlets
432
Net change
+107
Derivation
ending minus starting outlets
Openings
110
Terminations
1
Non-renewals
0
Other closures
0
Reacquisitions
2
Transfers
7

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.92 ↗

SBA loan history

Loan activity
23 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$1,207,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
10 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 1
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Take 5 Oil Change franchise cost?

New (ground-up) center, excluding real estate: $912,248 to $2,053,642; Conversion center, excluding real estate: $287,145 to $1,013,587; Area Development Agreement (development fee + additional funds only): $46,000 to $342,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.38 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Take 5 Oil Change owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median Gross Sales, franchisee-adjusted 4-wall EBITDA (affiliate-owned centers), cars per day, and Year 1-3 sales ramp. Sample: 323 franchised centers open at least 1 full year (sales headline); 298 affiliate-owned centers open at least 1 year for the EBITDA analysis. Period: Fiscal Year 2024 (Dec 31, 2023 - Dec 28, 2024); ramp data for centers opened 2020-2023.

Item 19 performance sourceFDD p.90 ↗

What's the SBA charge-off rate for Take 5 Oil Change?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 1. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,207,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 10 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 30; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 90; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 92; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval