Automotive · Brand S3083
Take 5 Oil Change franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $912,248 to $2,053,642 New (ground-up) center, excluding real estate · +2 more
- Royalty
- 7% 7% of Gross Sales, paid weekly (currently each Friday) for the prior week ending Saturday
- Working capital
- Additional funds - 3 months: $52,000 (new and conversion); $1,000 - $5,000 under the Area Development table FDD Item 7
- Units
- 432 +107 net in 2024
- SBA loans approved
- 23 FY2021 to FY2026 YTD
- SBA charge-off share
- Small sample historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| New (ground-up) center, excluding real estate | $912,248 to $2,053,642 |
| Conversion center, excluding real estate | $287,145 to $1,013,587 |
| Area Development Agreement (development fee + additional funds only) | $46,000 to $342,500 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.38 ↗
Franchise fees and ongoing costs
- Franchise fee
- $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 7% · 7% of Gross Sales, paid weekly (currently each Friday) for the prior week ending Saturday
- Marketing contribution
- 5% (basis not captured; see original filing)
- Technology fee
- Software License Fee $249 per month ($416 per month with POS surveillance software); annual CPI-based increase capped at 5%; plus one-time $3,000 Software Installation Fee
- Other fees
- Credit card fees approx. 1%-3% of Gross Sales; annual/regional conference fee currently $249 per attendee; lease/sublease rent if premises leased from franchisor or affiliate
- Working capital (FDD Item 7)
- Additional funds - 3 months: $52,000 (new and conversion); $1,000 - $5,000 under the Area Development table
Fees sourceFDD p.30 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.38 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Average and median Gross Sales, franchisee-adjusted 4-wall EBITDA (affiliate-owned centers), cars per day, and Year 1-3 sales ramp
- Reporting period
- Fiscal Year 2024 (Dec 31, 2023 - Dec 28, 2024); ramp data for centers opened 2020-2023
- Sample
- 323 franchised centers open at least 1 full year (sales headline); 298 affiliate-owned centers open at least 1 year for the EBITDA analysis
- Reported average
- $1,235,518
- Reported median
- $1,137,962
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.90 ↗
Unit growth: Item 20
- Reporting year
- 2024
- Scope
- franchised outlets
- Starting outlets
- 325
- Year-end outlets
- 432
- Net change
- +107
- Derivation
- ending minus starting outlets
- Openings
- 110
- Terminations
- 1
- Non-renewals
- 0
- Other closures
- 0
- Reacquisitions
- 2
- Transfers
- 7
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.92 ↗
SBA loan history
- Loan activity
- 23 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $1,207,500
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 10 loans
- Historical charge-off share
- Suppressed: fewer than 10 seasoned loans
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 1
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Take 5 Oil Change franchise cost?
New (ground-up) center, excluding real estate: $912,248 to $2,053,642; Conversion center, excluding real estate: $287,145 to $1,013,587; Area Development Agreement (development fee + additional funds only): $46,000 to $342,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.38 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Take 5 Oil Change owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median Gross Sales, franchisee-adjusted 4-wall EBITDA (affiliate-owned centers), cars per day, and Year 1-3 sales ramp. Sample: 323 franchised centers open at least 1 full year (sales headline); 298 affiliate-owned centers open at least 1 year for the EBITDA analysis. Period: Fiscal Year 2024 (Dec 31, 2023 - Dec 28, 2024); ramp data for centers opened 2020-2023.
Item 19 performance sourceFDD p.90 ↗
What's the SBA charge-off rate for Take 5 Oil Change?
Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 1. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,207,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 10 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 30; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 90; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35177-202512-02; document SHA-256: acc1ed20cb037fdee64966bb01f9850233b2c6852d151b23127f45a1baad689e
PDF page: 92; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval