TacoTime franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.57 ↗

Franchise fees and ongoing costs

Franchise fee

$5,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · Greater of 6% of weekly Gross Sales or $400/week (traditional restaurants); 6% of weekly Gross Sales with no minimum (non-traditional restaurants); withdrawn weekly by EFT

Marketing contribution

4% (basis not captured; see original filing)

Technology fee

Data Fees up to $75/month for POS data polling; POS Help Desk Phone Support Maintenance Contract Fee $55/month

Other fees

Annual Meeting Registration Fee up to $1,000/year; Depository Account, must maintain $3,000 minimum balance at all times; Gift Card Redemption Fee currently 11% of redeemed amount

Working capital (FDD Item 7)

$5,000 to $20,000 to cover the first 3 months of operation, including payroll (excluding owner wage/salary), other miscellaneous expenses and working capital

Fees sourceFDD p.51 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.57 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average Gross Sales of franchised stores (with counts/percentages of stores meeting or exceeding average and median)

Reporting period

December 1, 2017 through November 30, 2018

Sample

124 of 130 U.S. franchised stores open at least 12 consecutive months as of November 30, 2018 (6 stores excluded for being open less than 12 months)

Reported average

$618,882

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.91 ↗

Unit growth: Item 20

Reporting year

2018

Scope

franchised outlets

Starting outlets

137

Year-end outlets

130

Net change

-7

Derivation

ending minus starting outlets

Openings

1

Terminations

1

Non-renewals

4

Other closures

3

Reacquisitions

0

Transfers

1

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.93 ↗

SBA loan history

Loan activity

9 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$50,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

4 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

4 / 7

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does TacoTime franchise cost?

Traditional (free-standing restaurant, strip center or similar conversion): $371,150 to $605,300; Non-traditional (mall location or similar): $154,650 to $438,300 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $5,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.57 ↗

Franchise fee sourceFDD · page not captured ↗

How much do TacoTime owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average Gross Sales of franchised stores (with counts/percentages of stores meeting or exceeding average and median). Sample: 124 of 130 U.S. franchised stores open at least 12 consecutive months as of November 30, 2018 (6 stores excluded for being open less than 12 months). Period: December 1, 2017 through November 30, 2018.

Item 19 performance sourceFDD p.91 ↗

What's the SBA charge-off rate for TacoTime?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 4 / 7. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $50,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 4 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗