Sweat440 franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.14 ↗

Franchise fees and ongoing costs

Franchise fee

$60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

7% · Greater of 7% of weekly Gross Sales or $500/week, payable weekly by EFT each Wednesday based on the preceding week's Gross Sales

Marketing contribution

Not captured

Technology fee

$300/month Tech Support Fee plus $695/month Designated Software License Fee (covers MindBody, Google Workspace, Attentive, Trainual)

Other fees

Brand Fund Fee $420/month; Marketing Support Fee $1,200/month to affiliate LeadTeam; Call Center Fee $900/month

Working capital (FDD Item 7)

$22,500 to $52,500 for the first 3 months of operations, covering initial wages/benefits, call center fees, insurance premiums, utilities, taxes, cleaning assistance and supplies; excludes owner compensation and loan interest.

Fees sourceFDD p.10 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.14 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

2025 Gross Revenue, expense categories, and EBITDA for franchised Studios (unaudited, franchisee-reported), broken into quartiles by Gross Revenue, plus separate figures for 2 corporate-owned (Parent-operated) Studios

Reporting period

12-month period ending December 31, 2025

Sample

19 franchised Studios split into quartiles (Top 4, Second 5, Third 5, Fourth/Bottom 5); excludes 2 Studios that opened in 2025 and 1 Studio not operating substantially similarly to a franchised Studio; plus 2 corporate-operated Studios (Brickell, FL and South Beach, FL) shown separately

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.40 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

17

Year-end outlets

20

Net change

+3

Derivation

ending minus starting outlets

Openings

3

Terminations

0

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.50 ↗

SBA loan history

Loan activity

12 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$500,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

9 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 0

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Sweat440 franchise cost?

single Studio (Franchise Agreement): $310,400 to $710,900; Multi-Unit Development Agreement (2-Studio example, incl. $110,000 development fee): $670,800 to $1,471,800 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.14 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Sweat440 owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: 2025 Gross Revenue, expense categories, and EBITDA for franchised Studios (unaudited, franchisee-reported), broken into quartiles by Gross Revenue, plus separate figures for 2 corporate-owned (Parent-operated) Studios. Sample: 19 franchised Studios split into quartiles (Top 4, Second 5, Third 5, Fourth/Bottom 5); excludes 2 Studios that opened in 2025 and 1 Studio not operating substantially similarly to a franchised Studio; plus 2 corporate-operated Studios (Brickell, FL and South Beach, FL) shown separately. Period: 12-month period ending December 31, 2025.

Item 19 performance sourceFDD p.40 ↗

What's the SBA charge-off rate for Sweat440?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $500,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 9 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗