Research preview · Archived source data · Not independently reviewed · Automated extraction

Fitness & Recreation · Brand U-S4052

Stride franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$2,745 to $28,685
standard (fee tier varies by territory population: Lite/Classic/Extended/Regional)
Working capital
$0 to $3,240
for the first 3 months of operations; estimate does not include an owner's salary or draw
Units
211
-9 net in 2024
SBA loans approved
7
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (fee tier varies by territory population: Lite/Classic/Extended/Regional)$2,745 to $28,685

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.23 ↗

Franchise fees and ongoing costs

Franchise fee
$1,995 to $13,395 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% of Gross Sales for Lite Model; 4% of Gross Sales for Classic, Extended, and Regional Models; payable monthly on the 10th based on prior month's Gross Sales; waived for first 3 months for new franchisees
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
Monthly Systems Access Fee: $199 per month
Other fees
Monthly Franchise Fee ($99-$399/mo by plan, waived first 3 months); FIT4MOM Program Membership Fee ($35-$50/yr per certification, or FIN $9.99-$12.99/mo); Territory Expansion Fee ($2,500 + $100/mo)
Working capital (FDD Item 7)
$0 to $3,240 for the first 3 months of operations; estimate does not include an owner's salary or draw

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.23 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
No
Metric / basis
none - franchisor states it does not make financial performance representations
Reporting period
Not captured
Sample
Not captured
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.51 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
220
Year-end outlets
211
Net change
-9
Derivation
ending minus starting outlets
Openings
16
Terminations
6
Non-renewals
11
Other closures
8
Reacquisitions
0
Transfers
44

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.52 ↗

SBA loan history

Loan activity
7 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Stride franchise cost?

standard (fee tier varies by territory population: Lite/Classic/Extended/Regional): $2,745 to $28,685 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $1,995 to $13,395 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.23 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Stride owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: none - franchisor states it does not make financial performance representations. Sample: Not captured. Period: Not captured.

Item 19 performance sourceFDD p.51 ↗

What's the SBA charge-off rate for Stride?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/17/2025
Document: 33429-202504-05; document SHA-256: 281fd6b14330432efa3120e20441e9d7883dd62e16c5148a2cbdbe928eecb891
PDF page: 14; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/17/2025
Document: 33429-202504-05; document SHA-256: 281fd6b14330432efa3120e20441e9d7883dd62e16c5148a2cbdbe928eecb891
PDF page: 23; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/17/2025
Document: 33429-202504-05; document SHA-256: 281fd6b14330432efa3120e20441e9d7883dd62e16c5148a2cbdbe928eecb891
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/17/2025
Document: 33429-202504-05; document SHA-256: 281fd6b14330432efa3120e20441e9d7883dd62e16c5148a2cbdbe928eecb891
PDF page: 51; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/17/2025
Document: 33429-202504-05; document SHA-256: 281fd6b14330432efa3120e20441e9d7883dd62e16c5148a2cbdbe928eecb891
PDF page: 52; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b