Fitness & Recreation · Brand S3245
Stretch Lab franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $281,390 to $814,545 Single-unit Franchise Agreement (standard Studio) · +1 more
- Royalty
- 8% 8% of weekly Gross Sales, payable weekly via EFT (some existing franchisees pay 7%)
- Working capital
- $33,000 to $86,000 estimated for business expenses during the first 3 months of operation after Soft Opening and certain Pre-Sales Phase expenses (e.g., payments to franchisor, vendor fees, legal/incorporation costs, initial payroll for GM, front desk/sales associate, and 7 instructors, utilities, repairs); net of estimated revenue during that period.
- Units
- 486 +1 net in 2025
- SBA loans approved
- 100 FY2021 to FY2026 YTD
- SBA charge-off share
- 5.88% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Single-unit Franchise Agreement (standard Studio) | $281,390 to $814,545 |
| Multi-Unit Agreement (3-Studio development, incl. Development Fee + Sourcing Fee + first Studio investment) | $301,390 to $884,545 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.31 ↗
Franchise fees and ongoing costs
- Franchise fee
- $45,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 8% · 8% of weekly Gross Sales, payable weekly via EFT (some existing franchisees pay 7%)
- Marketing contribution
- 2% (basis not captured; see original filing)
- Technology fee
- $675/month currently (reduced to $150/month during Pre-Sales Phase); may increase 10% annually
- Other fees
- Regional/Local Advertising Co-Op contributions (as determined, not currently charged); Successor Franchise Fee $10,000; Late fee of 1.5%/month (or legal max) plus $50 admin fee per late payment/report
- Working capital (FDD Item 7)
- $33,000 to $86,000 estimated for business expenses during the first 3 months of operation after Soft Opening and certain Pre-Sales Phase expenses (e.g., payments to franchisor, vendor fees, legal/incorporation costs, initial payroll for GM, front desk/sales associate, and 7 instructors, utilities, repairs); net of estimated revenue during that period.
Fees sourceFDD p.24 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.31 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Gross Revenue (average, median, quartile ranges) of Qualified Studios; also Monthly Active Members, Monthly New Memberships, Member Attrition Rate, and Revenue Mix
- Reporting period
- Measurement Period: January 1, 2025 to December 31, 2025
- Sample
- 448 Qualified Studios (Studios owned/operated by a franchisee for the entire Measurement Period, excluding Non-Traditional Sites) out of 486 total Studios open as of 12/31/2025
- Reported average
- $511,265
- Reported median
- $487,003
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.76 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 485
- Year-end outlets
- 486
- Net change
- +1
- Derivation
- ending minus starting outlets
- Openings
- 38
- Terminations
- 0
- Non-renewals
- 0
- Other closures
- 37
- Reacquisitions
- 0
- Transfers
- 32
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.83 ↗
SBA loan history
- Loan activity
- 100 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $291,000
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 45 loans
- Historical charge-off share
- 5.88%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 1 / 17
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Stretch Lab franchise cost?
Single-unit Franchise Agreement (standard Studio): $281,390 to $814,545; Multi-Unit Agreement (3-Studio development, incl. Development Fee + Sourcing Fee + first Studio investment): $301,390 to $884,545 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $45,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.31 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Stretch Lab owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue (average, median, quartile ranges) of Qualified Studios; also Monthly Active Members, Monthly New Memberships, Member Attrition Rate, and Revenue Mix. Sample: 448 Qualified Studios (Studios owned/operated by a franchisee for the entire Measurement Period, excluding Non-Traditional Sites) out of 486 total Studios open as of 12/31/2025. Period: Measurement Period: January 1, 2025 to December 31, 2025.
Item 19 performance sourceFDD p.76 ↗
What's the SBA charge-off rate for Stretch Lab?
5.88%; numerator / denominator: 1 / 17. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $291,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 45 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 08/10/2026
Document: 37136-202608-02; document SHA-256: 6916a25fc78d7ef61ff9dd9f333ba7a300fd1174691e0ce7ca507ae9145509fd
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/10/2026
Document: 37136-202608-02; document SHA-256: 6916a25fc78d7ef61ff9dd9f333ba7a300fd1174691e0ce7ca507ae9145509fd
PDF page: 31; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/10/2026
Document: 37136-202608-02; document SHA-256: 6916a25fc78d7ef61ff9dd9f333ba7a300fd1174691e0ce7ca507ae9145509fd
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 08/10/2026
Document: 37136-202608-02; document SHA-256: 6916a25fc78d7ef61ff9dd9f333ba7a300fd1174691e0ce7ca507ae9145509fd
PDF page: 76; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/10/2026
Document: 37136-202608-02; document SHA-256: 6916a25fc78d7ef61ff9dd9f333ba7a300fd1174691e0ce7ca507ae9145509fd
PDF page: 83; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval