Research preview · Archived source data · Not independently reviewed · Automated extraction

Shipping & Business Services · Brand S1605

SpeedPro Imaging franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$266,966 to $493,221
New SpeedPro Studio (Option A to Option B Start-Up Package range, leased space)
Royalty
6%
Greater of (a) 6% of first $60,000 of monthly Gross Sales plus 4% of Gross Sales above $60,000, or (b) the Minimum Royalty Fee (amount not in excerpt); no royalty for first 12 months for a new studio; converting print businesses pay 1%/2%/3% in years 1-3
Working capital
Item 7 gives Additional Funds for the first SIX months (not three): $60,000 - $90,000 for employee wages, utilities, legal/accounting, software and other expenses; excludes debt service and owner salary.
FDD Item 7
Units
124
+3 net in 2025
SBA loans approved
29
FY2021 to FY2026 YTD
SBA charge-off share
20.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
New SpeedPro Studio (Option A to Option B Start-Up Package range, leased space)$266,966 to $493,221

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.25 ↗

Franchise fees and ongoing costs

Franchise fee
$49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · Greater of (a) 6% of first $60,000 of monthly Gross Sales plus 4% of Gross Sales above $60,000, or (b) the Minimum Royalty Fee (amount not in excerpt); no royalty for first 12 months for a new studio; converting print businesses pay 1%/2%/3% in years 1-3
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$350 per month base (or $450 per month total when multiple studios share one POS system); starts month 13 for new studios; increases $15/month over 1 TB storage and $53-$108/month over 1,000 CRM contacts; may rise up to 10% per year
Other fees
Annual convention fee $275 (up to $550) if held; Late fee $100-$200; Interest 18% or the legal maximum on late amounts
Working capital (FDD Item 7)
Item 7 gives Additional Funds for the first SIX months (not three): $60,000 - $90,000 for employee wages, utilities, legal/accounting, software and other expenses; excludes debt service and owner salary.

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average/median gross sales (Table 3, same-store); quartile P&L tables (average and median gross sales, COGS, expenses, EBITDA, owner discretionary profit); system-wide gross sales; average customer value
Reporting period
Calendar year 2025 (Jan 1 - Dec 31, 2025); Table 3 also shows 2024
Sample
Tables 1A-1D: 98 of 124 studios; Table 3: 96 studios; Table 2: all studios open any time in the year; Table 4: 119 studios
Reported average
$1,030,364
Reported median
$902,601

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.58 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
121
Year-end outlets
124
Net change
+3
Derivation
ending minus starting outlets
Openings
5
Terminations
2
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
9

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.60 ↗

SBA loan history

Loan activity
29 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$298,600
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
23 loans
Historical charge-off share
20.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
8 / 40
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does SpeedPro Imaging franchise cost?

New SpeedPro Studio (Option A to Option B Start-Up Package range, leased space): $266,966 to $493,221 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

How much do SpeedPro Imaging owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median gross sales (Table 3, same-store); quartile P&L tables (average and median gross sales, COGS, expenses, EBITDA, owner discretionary profit); system-wide gross sales; average customer value. Sample: Tables 1A-1D: 98 of 124 studios; Table 3: 96 studios; Table 2: all studios open any time in the year; Table 4: 119 studios. Period: Calendar year 2025 (Jan 1 - Dec 31, 2025); Table 3 also shows 2024.

Item 19 performance sourceFDD p.58 ↗

What's the SBA charge-off rate for SpeedPro Imaging?

20.00%; numerator / denominator: 8 / 40. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $298,600; window: FY2023-FY2026 YTD through 2026-06-30; sample: 23 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 35963-202604-13; document SHA-256: e6e625b4666ae40e557131de51391e3262db787434edc9de416f99a08693e2ba
PDF page: 13; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 35963-202604-13; document SHA-256: e6e625b4666ae40e557131de51391e3262db787434edc9de416f99a08693e2ba
PDF page: 25; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 35963-202604-13; document SHA-256: e6e625b4666ae40e557131de51391e3262db787434edc9de416f99a08693e2ba
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 35963-202604-13; document SHA-256: e6e625b4666ae40e557131de51391e3262db787434edc9de416f99a08693e2ba
PDF page: 58; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 35963-202604-13; document SHA-256: e6e625b4666ae40e557131de51391e3262db787434edc9de416f99a08693e2ba
PDF page: 60; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval