SpeeDee Oil Change & Auto Service franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee

$39,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6.0% of Gross Revenues from the prior month, paid monthly on the 10th day

Marketing contribution

0.5% (basis not captured; see original filing)

Technology fee

POS Maintenance Fee, $193 to $369 per month, paid directly to vendor

Other fees

Biennial convention/registration fee ($1,200/person, mandatory even if not attending); Noncompliance Service Charge ($1,000 per event); Audit expenses if underreporting exceeds 2%

Working capital (FDD Item 7)

$35,000 to $75,000 for the first three months of operations, covering payroll (excluding owner draw/salary), taxes, utilities, advertising, rent, accounting/professional fees, and other operating expenses not covered by sales revenue; no guarantee of break-even by end of three months

Fees sourceFDD p.19 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average/median Net Sales, Gross Profit, and EBITDAR of franchisee-owned Centers, broken out by five annual sales categories (Chart I) and by sales quartile (Chart II)

Reporting period

Calendar year 2025

Sample

45 of 69 total US franchisee-owned Centers as of 12/31/2025 (the 'Subset' that operated the full year and provided complete P&Ls); Chart II uses 41 of those 45 Centers grouped into quartiles

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.58 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

66

Year-end outlets

69

Net change

+3

Derivation

ending minus starting outlets

Openings

4

Terminations

1

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

3

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.63 ↗

SBA loan history

Loan activity

8 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$418,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

3 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 5

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does SpeeDee Oil Change & Auto Service franchise cost?

standard (single three-bay Center, leased site): $708,057 to $2,284,321 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $39,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do SpeeDee Oil Change & Auto Service owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median Net Sales, Gross Profit, and EBITDAR of franchisee-owned Centers, broken out by five annual sales categories (Chart I) and by sales quartile (Chart II). Sample: 45 of 69 total US franchisee-owned Centers as of 12/31/2025 (the 'Subset' that operated the full year and provided complete P&Ls); Chart II uses 41 of those 45 Centers grouped into quartiles. Period: Calendar year 2025.

Item 19 performance sourceFDD p.58 ↗

What's the SBA charge-off rate for SpeeDee Oil Change & Auto Service?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 5. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $418,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 3 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗