Research preview · Archived source data · Not independently reviewed · Automated extraction

Retail · Brand U-S6936

Snooze Mattress Co. franchise research

Listed in the source as “Snooze Mattress CO.”.

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued May 2, 2025 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$302,200 to $859,600
standard Snooze Mattress Co. retail store
Royalty
5%
5% of monthly Gross Revenues, or an increasing flat minimum ($500/mo months 0-6 up to $2,500/mo after month 24), whichever is greater
Working capital
$10,000-$60,000
spent over the first three months for operating expenses/working capital, additional inventory, shipping/delivery, tax deposits, prepaid expenses, additional permits, architect fees, legal fees, accounting fees and other miscellaneous costs.
Units
45
+21 net in 2024
SBA loans approved
9
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard Snooze Mattress Co. retail store$302,200 to $859,600

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee
$49,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of monthly Gross Revenues, or an increasing flat minimum ($500/mo months 0-6 up to $2,500/mo after month 24), whichever is greater
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Greater of $599/month or 0.25% of monthly gross revenue for POS system software, updates and ongoing support
Other fees
System Brand Fee 2% of Gross Revenue/month (cap 3% total in any calendar year); Shared DMA Integrated Co-Op Advertising Fund 5% of monthly Gross Revenue; Digital Marketing Fee $300/month
Working capital (FDD Item 7)
$10,000-$60,000 spent over the first three months for operating expenses/working capital, additional inventory, shipping/delivery, tax deposits, prepaid expenses, additional permits, architect fees, legal fees, accounting fees and other miscellaneous costs.

Fees sourceFDD p.11 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Monthly Gross Revenues (Finalized Sales), Cost of Goods Sold, and resulting Margin % for a single affiliate-owned outlet
Reporting period
Calendar/fiscal year 2024 (January-December)
Sample
1 outlet (affiliate-owned business operated by Daydream, LLC, located in Pueblo West, Colorado; not a franchised outlet)
Reported average
$1,351,934.72
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.66 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
24
Year-end outlets
45
Net change
+21
Derivation
ending minus starting outlets
Openings
21
Terminations
1
Non-renewals
0
Other closures
5
Reacquisitions
0
Transfers
5

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.66 ↗

SBA loan history

Loan activity
9 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$337,350
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
8 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Snooze Mattress Co. franchise cost?

standard Snooze Mattress Co. retail store: $302,200 to $859,600 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $49,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Snooze Mattress Co. owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Monthly Gross Revenues (Finalized Sales), Cost of Goods Sold, and resulting Margin % for a single affiliate-owned outlet. Sample: 1 outlet (affiliate-owned business operated by Daydream, LLC, located in Pueblo West, Colorado; not a franchised outlet). Period: Calendar/fiscal year 2024 (January-December).

Item 19 performance sourceFDD p.66 ↗

What's the SBA charge-off rate for Snooze Mattress Co.?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $337,350; window: FY2023-FY2026 YTD through 2026-06-30; sample: 8 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2025-05-02; Registry received: 08/26/2025
Document: 34637-202508-09; document SHA-256: 1ef48ea70dc7135f093237c63fea2d0b415db6ae1a73eedff9392af1bf96421f
PDF page: 11; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2025-05-02; Registry received: 08/26/2025
Document: 34637-202508-09; document SHA-256: 1ef48ea70dc7135f093237c63fea2d0b415db6ae1a73eedff9392af1bf96421f
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2025-05-02; Registry received: 08/26/2025
Document: 34637-202508-09; document SHA-256: 1ef48ea70dc7135f093237c63fea2d0b415db6ae1a73eedff9392af1bf96421f
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2025-05-02; Registry received: 08/26/2025
Document: 34637-202508-09; document SHA-256: 1ef48ea70dc7135f093237c63fea2d0b415db6ae1a73eedff9392af1bf96421f
PDF page: 66; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2025-05-02; Registry received: 08/26/2025
Document: 34637-202508-09; document SHA-256: 1ef48ea70dc7135f093237c63fea2d0b415db6ae1a73eedff9392af1bf96421f
PDF page: 66; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval