Snap Fitness franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.21 ↗

Franchise fees and ongoing costs

Franchise fee

$34,500 to $39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

flat $725 per month, invoiced monthly; subject to annual CPI-based increase

Marketing contribution

Not captured

Technology fee

$450 per month (subject to CPI adjustment)

Other fees

Membership Maintenance Fee $0.73 per month per membership; Snap App Fee $159 per month (if implemented); Summit fee currently $750 annually plus lodging est. $800-$1,000

Working capital (FDD Item 7)

Additional Funds (working capital, 3 months) $25,000 - $50,000; excludes hourly labor, permits and licensing, and rent beyond the estimate

Fees sourceFDD p.17 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.21 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Franchised clubs: average/median/quartile annual sales (revenue) and member counts; Corporate-owned clubs: full P&L with operating income

Reporting period

Calendar year 2025 (with 2024 comparison)

Sample

459 franchised clubs (of 460 US clubs at 12/31/2025; 1 excluded); 8 corporate-owned clubs

Reported average

$277,584

Reported median

$234,451

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.41 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

484

Year-end outlets

460

Net change

-24

Derivation

ending minus starting outlets

Openings

1

Terminations

0

Non-renewals

13

Other closures

12

Reacquisitions

0

Transfers

19

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.51 ↗

SBA loan history

Loan activity

33 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$180,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

23 loans

Historical charge-off share

10.26%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

16 / 156

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Snap Fitness franchise cost?

Single Club, 4,000-6,000 sq ft (leased): $554,731 to $827,621 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $34,500 to $39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.21 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Snap Fitness owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Franchised clubs: average/median/quartile annual sales (revenue) and member counts; Corporate-owned clubs: full P&L with operating income. Sample: 459 franchised clubs (of 460 US clubs at 12/31/2025; 1 excluded); 8 corporate-owned clubs. Period: Calendar year 2025 (with 2024 comparison).

Item 19 performance sourceFDD p.41 ↗

What's the SBA charge-off rate for Snap Fitness?

10.26%; numerator / denominator: 16 / 156. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $180,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 23 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗