Smartstyle franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.27 ↗

Franchise fees and ongoing costs

Franchise fee

$39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · % of weekly Gross Sales: 4% for weeks 1-52 of operation, then 5% of Gross Sales (or $100/week minimum, whichever is greater) from week 53 through end of term, paid weekly

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$170/month for Point of Sale software (Zenoti), approx. $2,040 initial setup; up to $500/year Electronic Communications Fee

Other fees

Not captured

Working capital (FDD Item 7)

$15,000-$45,000 estimated for the first 3-6 months of operation, covering supplies, training fees, security deposit, utility deposits, prepaid insurance, legal/accounting fees, license fees, payroll, uniforms, rent and taxes, but not owner's draw or salary.

Fees sourceFDD p.23 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

No

Metric / basis

none

Reporting period

Not captured

Sample

Not captured

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.61 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

1077

Year-end outlets

911

Net change

-166

Derivation

ending minus starting outlets

Openings

5

Terminations

46

Non-renewals

125

Other closures

0

Reacquisitions

0

Transfers

89

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.61 ↗

SBA loan history

Loan activity

5 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

Not captured

Median loan window

Not captured

Median loan sample

Not captured

Historical charge-off share

2.44%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

1 / 41

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Smartstyle franchise cost?

Single Salon Franchise Agreement: $184,440 to $336,340; Development Agreement (first salon of 3-salon development): $214,440 to $366,340 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Smartstyle owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: none. Sample: Not captured. Period: Not captured.

Item 19 performance sourceFDD p.61 ↗

What's the SBA charge-off rate for Smartstyle?

2.44%; numerator / denominator: 1 / 41. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗