Research preview · Archived source data · Not independently reviewed · Automated extraction

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Sign-A-Rama franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$245,432 to $344,768
standard equipment package · +1 more
Royalty
6%
Greater of $500/month or 6% of gross sales up to $1,000,000/year plus 4% of gross sales above $1,000,000/year; payable monthly by the 2nd of the next month
Working capital
Additional Funds (0-6 months): $38,588 to $60,638 for standard equipment package; $46,750 to $75,750 for expanded equipment package, to cover payroll, utilities and other ongoing expenses not covered by early sales revenue
FDD Item 7
Units
684
+3 net in 2025
SBA loans approved
0
FY2021 to FY2026 YTD
SBA charge-off share
6.25%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard equipment package$245,432 to $344,768
expanded equipment package$459,994 to $638,470

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.23 ↗

Franchise fees and ongoing costs

Franchise fee
$24,500 to $49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · Greater of $500/month or 6% of gross sales up to $1,000,000/year plus 4% of gross sales above $1,000,000/year; payable monthly by the 2nd of the next month
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
$467/month (Technology, Software, and Support Fee)
Other fees
POS Software License Fee $274/mo; Marketing Fund Fee $915/mo ($880 via ACH) or 1% of gross sales, whichever greater; Conference/Expo Payment $50/mo in years SAR hosts an event
Working capital (FDD Item 7)
Additional Funds (0-6 months): $38,588 to $60,638 for standard equipment package; $46,750 to $75,750 for expanded equipment package, to cover payroll, utilities and other ongoing expenses not covered by early sales revenue

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.23 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, high/low gross sales (Center Sales Study) and Circle of Excellence gross-sales tiers
Reporting period
Calendar year 2025
Sample
313 U.S. centers open 2+ full years as of 12/31/2025 with complete monthly sales reporting (out of 390 total centers open in 2025; 47 excluded for insufficient tenure, 30 for incomplete reporting)
Reported average
$916,066
Reported median
$592,916

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.55 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
681
Year-end outlets
684
Net change
+3
Derivation
ending minus starting outlets
Openings
23
Terminations
15
Non-renewals
0
Other closures
5
Reacquisitions
0
Transfers
48

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.56 ↗

SBA loan history

Loan activity
0 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
6.25%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 16
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Sign-A-Rama franchise cost?

standard equipment package: $245,432 to $344,768; expanded equipment package: $459,994 to $638,470 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $24,500 to $49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.23 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Sign-A-Rama owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high/low gross sales (Center Sales Study) and Circle of Excellence gross-sales tiers. Sample: 313 U.S. centers open 2+ full years as of 12/31/2025 with complete monthly sales reporting (out of 390 total centers open in 2025; 47 excluded for insufficient tenure, 30 for incomplete reporting). Period: Calendar year 2025.

Item 19 performance sourceFDD p.55 ↗

What's the SBA charge-off rate for Sign-A-Rama?

6.25%; numerator / denominator: 1 / 16. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35629-202603-08; document SHA-256: 7616535220953134f1ee89e896810e4acedc69a8f4901f1a58963f351ab1ff62
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35629-202603-08; document SHA-256: 7616535220953134f1ee89e896810e4acedc69a8f4901f1a58963f351ab1ff62
PDF page: 23; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35629-202603-08; document SHA-256: 7616535220953134f1ee89e896810e4acedc69a8f4901f1a58963f351ab1ff62
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35629-202603-08; document SHA-256: 7616535220953134f1ee89e896810e4acedc69a8f4901f1a58963f351ab1ff62
PDF page: 55; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35629-202603-08; document SHA-256: 7616535220953134f1ee89e896810e4acedc69a8f4901f1a58963f351ab1ff62
PDF page: 56; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b