Food & Beverage · Brand U-13308
Sarpino's franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Apr 30, 2026 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $375,800 to $552,700 standard Store
- Royalty
- 6% 6% of Gross Sales, payable weekly by ACH
- Working capital
- $15,000 to $30,000 covering 3 months of start-up operating expenses (payroll, sales taxes, utilities, additional rent, initial advertising/marketing), not including any owner draw or salary; generally non-refundable.
- Units
- 45 +2 net in 2025
- SBA loans approved
- 0 FY2021 to FY2026 YTD
- SBA charge-off share
- 5.56% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| standard Store | $375,800 to $552,700 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.16 ↗
Franchise fees and ongoing costs
- Franchise fee
- $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 6% · 6% of Gross Sales, payable weekly by ACH
- Marketing contribution
- Not captured
- Technology fee
- Currently $0; anticipated to become a minimum of $400/month (not to exceed 3% of Gross Sales/month), paid on the same schedule as royalty
- Other fees
- Interest on overdue payments (18%/yr); Supplier approval fee ($500-$1,000 per request); Minimum Sales Requirement (annual Gross Sales ≥ 50% of system average or franchisee is placed on probation/subject to termination)
- Working capital (FDD Item 7)
- $15,000 to $30,000 covering 3 months of start-up operating expenses (payroll, sales taxes, utilities, additional rent, initial advertising/marketing), not including any owner draw or salary; generally non-refundable.
Fees sourceFDD p.11 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.16 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Average, median, high and low annual Gross Sales by quartile
- Reporting period
- Calendar year January 1, 2025 to December 31, 2025
- Sample
- 42 of 45 franchised Stores (those that operated the full 2025 calendar year); 3 partial-year stores and 2 borderline stores were excluded
- Reported average
- $912,486
- Reported median
- $908,241
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.44 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 43
- Year-end outlets
- 45
- Net change
- +2
- Derivation
- ending minus starting outlets
- Openings
- 2
- Terminations
- 0
- Non-renewals
- 0
- Other closures
- 0
- Reacquisitions
- 0
- Transfers
- 2
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.46 ↗
SBA loan history
- Loan activity
- 0 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- Not captured
- Median loan window
- Not captured
- Median loan sample
- Not captured
- Historical charge-off share
- 5.56%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 1 / 18
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Sarpino's franchise cost?
standard Store: $375,800 to $552,700 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.16 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Sarpino's owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high and low annual Gross Sales by quartile. Sample: 42 of 45 franchised Stores (those that operated the full 2025 calendar year); 3 partial-year stores and 2 borderline stores were excluded. Period: Calendar year January 1, 2025 to December 31, 2025.
Item 19 performance sourceFDD p.44 ↗
What's the SBA charge-off rate for Sarpino's?
5.56%; numerator / denominator: 1 / 18. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 11; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 16; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 44; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 46; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b