Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand U-13308

Sarpino's franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Apr 30, 2026 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$375,800 to $552,700
standard Store
Royalty
6%
6% of Gross Sales, payable weekly by ACH
Working capital
$15,000 to $30,000
covering 3 months of start-up operating expenses (payroll, sales taxes, utilities, additional rent, initial advertising/marketing), not including any owner draw or salary; generally non-refundable.
Units
45
+2 net in 2025
SBA loans approved
0
FY2021 to FY2026 YTD
SBA charge-off share
5.56%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard Store$375,800 to $552,700

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.16 ↗

Franchise fees and ongoing costs

Franchise fee
$40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Gross Sales, payable weekly by ACH
Marketing contribution
Not captured
Technology fee
Currently $0; anticipated to become a minimum of $400/month (not to exceed 3% of Gross Sales/month), paid on the same schedule as royalty
Other fees
Interest on overdue payments (18%/yr); Supplier approval fee ($500-$1,000 per request); Minimum Sales Requirement (annual Gross Sales ≥ 50% of system average or franchisee is placed on probation/subject to termination)
Working capital (FDD Item 7)
$15,000 to $30,000 covering 3 months of start-up operating expenses (payroll, sales taxes, utilities, additional rent, initial advertising/marketing), not including any owner draw or salary; generally non-refundable.

Fees sourceFDD p.11 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.16 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, high and low annual Gross Sales by quartile
Reporting period
Calendar year January 1, 2025 to December 31, 2025
Sample
42 of 45 franchised Stores (those that operated the full 2025 calendar year); 3 partial-year stores and 2 borderline stores were excluded
Reported average
$912,486
Reported median
$908,241

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.44 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
43
Year-end outlets
45
Net change
+2
Derivation
ending minus starting outlets
Openings
2
Terminations
0
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.46 ↗

SBA loan history

Loan activity
0 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
5.56%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 18
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Sarpino's franchise cost?

standard Store: $375,800 to $552,700 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.16 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Sarpino's owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high and low annual Gross Sales by quartile. Sample: 42 of 45 franchised Stores (those that operated the full 2025 calendar year); 3 partial-year stores and 2 borderline stores were excluded. Period: Calendar year January 1, 2025 to December 31, 2025.

Item 19 performance sourceFDD p.44 ↗

What's the SBA charge-off rate for Sarpino's?

5.56%; numerator / denominator: 1 / 18. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 11; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 16; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 44; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2026-04-30; Registry received: 05/14/2026
Document: 36638-202605-03; document SHA-256: 9526c8cac0258d26ccdfc39cb1edbc208a8c04ec3aab76f34e258f4ad6108075
PDF page: 46; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b