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Sam the Concrete Man franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$93,070 to $151,185
standard
Royalty
6%
6% of Gross Revenue for the previous month, due monthly, subject to a seasonal (March-November) minimum monthly royalty
Working capital
$10,000 to $42,000
estimated for the first three months of operation, covering payroll and operating costs (excluding owner draw/salary, Royalty Fees, other advertising fees, and debt service); low estimate assumes non-seasonal start-up months with no Local Advertising Fee owed, high estimate assumes seasonal months with 12 weekly Local Advertising Fee payments.
Units
111
+25 net in 2025
SBA loans approved
104
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard$93,070 to $151,185

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee
$49,500 to $67,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Gross Revenue for the previous month, due monthly, subject to a seasonal (March-November) minimum monthly royalty
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Not captured
Other fees
Call Center/Supported Services Fee $1,474/month (Mar-Nov, ~$13,266/yr); Bookkeeping Fee $200/month; Additional Training/Assistance Fee $450/year
Working capital (FDD Item 7)
$10,000 to $42,000 estimated for the first three months of operation, covering payroll and operating costs (excluding owner draw/salary, Royalty Fees, other advertising fees, and debt service); low estimate assumes non-seasonal start-up months with no Local Advertising Fee owed, high estimate assumes seasonal months with 12 weekly Local Advertising Fee payments.

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Gross Revenue, Cost of Goods Sold, Gross Profit, operating expense line items, and Discretionary Earnings (average, median, top 25%, middle 50%, bottom 25%) for franchised businesses
Reporting period
Calendar year 2025 (Reporting Period 1)
Sample
36 of 111 franchised businesses (Reporting Group 1A) that operated and reported data for all 12 months of 2025; excludes the 2 company-owned locations, 47 franchised businesses opened in 2025 or not yet open, 26 with unreliable reported data, and 24 closed/terminated/transferred during the period
Reported average
$998,115.38
Reported median
$940,276

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.52 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
86
Year-end outlets
111
Net change
+25
Derivation
ending minus starting outlets
Openings
42
Terminations
17
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
4

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.54 ↗

SBA loan history

Loan activity
104 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
80 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Sam the Concrete Man franchise cost?

standard: $93,070 to $151,185 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $49,500 to $67,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Sam the Concrete Man owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue, Cost of Goods Sold, Gross Profit, operating expense line items, and Discretionary Earnings (average, median, top 25%, middle 50%, bottom 25%) for franchised businesses. Sample: 36 of 111 franchised businesses (Reporting Group 1A) that operated and reported data for all 12 months of 2025; excludes the 2 company-owned locations, 47 franchised businesses opened in 2025 or not yet open, 26 with unreliable reported data, and 24 closed/terminated/transferred during the period. Period: Calendar year 2025 (Reporting Period 1).

Item 19 performance sourceFDD p.52 ↗

What's the SBA charge-off rate for Sam the Concrete Man?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 80 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/15/2026
Document: 35985-202604-07; document SHA-256: dd7ce82bdc2c7a32f0608fa1aeb285abfb3a40cd90cd8bbba0f5fdf86b5851d5
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/15/2026
Document: 35985-202604-07; document SHA-256: dd7ce82bdc2c7a32f0608fa1aeb285abfb3a40cd90cd8bbba0f5fdf86b5851d5
PDF page: 22; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/15/2026
Document: 35985-202604-07; document SHA-256: dd7ce82bdc2c7a32f0608fa1aeb285abfb3a40cd90cd8bbba0f5fdf86b5851d5
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/15/2026
Document: 35985-202604-07; document SHA-256: dd7ce82bdc2c7a32f0608fa1aeb285abfb3a40cd90cd8bbba0f5fdf86b5851d5
PDF page: 52; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/15/2026
Document: 35985-202604-07; document SHA-256: dd7ce82bdc2c7a32f0608fa1aeb285abfb3a40cd90cd8bbba0f5fdf86b5851d5
PDF page: 54; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval