SafeSplash Swim School franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.31 ↗

Franchise fees and ongoing costs

Franchise fee

$18,750 to $55,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6% of Gross Revenues, collected as each customer transaction is processed (Conversion Locations: 3% first 12 months, 4.5% second 12 months, 6% thereafter)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$950 per month (may not exceed the greater of cost plus 25% or $3,500 per month)

Other fees

Hosted Location Fee 10%-25% of Gross Revenues or $4,000 base rent, whichever is greater (Hosted Locations only); Cooperative Advertising up to 2% of Gross Revenues if a co-op is formed; SwimLabs Client Cloud Portal Access $125 per year and optional SwimLabs Technology Support $65 per month (SwimLabs package only)

Working capital (FDD Item 7)

Additional Funds for Operating Reserve - Three Months: Dedicated $90,000-$150,000; Conversion Dedicated $0-$60,000; Hosted $7,500-$20,000; Conversion Hosted $0-$20,000

Fees sourceFDD p.25 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.31 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average and median Gross Revenues plus Adjusted 4-Wall EBITDA for Franchised Dedicated Locations (Table 1A) and Franchised Hosted Locations (Table 1B); Tables 2 and 3 give Hosted gross revenues by franchisee and by operating days

Reporting period

Fiscal Year 2025 (January 1, 2025 to December 31, 2025)

Sample

Dedicated Locations: 14 of 29 franchised Dedicated Locations (excludes 14 SwimLabs-package units, new/refranchised/conversion units, and 4 that did not submit complete P&Ls); Hosted Locations: 23 of 63 in Table 1B (44 of 63 in Tables 2 and 3)

Reported average

$1,058,090

Reported median

$964,348

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.68 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

90

Year-end outlets

106

Net change

+16

Derivation

ending minus starting outlets

Openings

30

Terminations

1

Non-renewals

1

Other closures

12

Reacquisitions

0

Transfers

0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.73 ↗

SBA loan history

Loan activity

17 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$1,638,600

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

10 loans

Historical charge-off share

0.00%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 17

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does SafeSplash Swim School franchise cost?

Dedicated Location: $961,200 to $1,348,785; Dedicated Location with SwimLabs Technology Package: $1,071,200 to $1,508,785; Conversion Dedicated Location: $73,500 to $306,000; Hosted Location: $57,500 to $81,000; Conversion Hosted Location: $24,250 to $57,250 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $18,750 to $55,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.31 ↗

Franchise fee sourceFDD · page not captured ↗

How much do SafeSplash Swim School owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median Gross Revenues plus Adjusted 4-Wall EBITDA for Franchised Dedicated Locations (Table 1A) and Franchised Hosted Locations (Table 1B); Tables 2 and 3 give Hosted gross revenues by franchisee and by operating days. Sample: Dedicated Locations: 14 of 29 franchised Dedicated Locations (excludes 14 SwimLabs-package units, new/refranchised/conversion units, and 4 that did not submit complete P&Ls); Hosted Locations: 23 of 63 in Table 1B (44 of 63 in Tables 2 and 3). Period: Fiscal Year 2025 (January 1, 2025 to December 31, 2025).

Item 19 performance sourceFDD p.68 ↗

What's the SBA charge-off rate for SafeSplash Swim School?

0.00%; numerator / denominator: 0 / 17. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,638,600; window: FY2023-FY2026 YTD through 2026-06-30; sample: 10 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗