Research preview · Archived source data · Not independently reviewed · Automated extraction

Shipping & Business Services · Brand S3598

RSVP franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Royalty
7%
7% of Gross Sales, paid monthly by EFT; subject to an annual minimum Royalty if the Gross Sales Threshold is not met
Units
55
-2 net in 2024
SBA loans approved
5
FY2021 to FY2026 YTD
Median SBA loan
$1,349,000
financing, not total cost
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Not captured: no complete named investment format. Unknown is not zero.

Investment sourceFDD · page not captured ↗

Franchise fees and ongoing costs

Franchise fee
$15,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · 7% of Gross Sales, paid monthly by EFT; subject to an annual minimum Royalty if the Gross Sales Threshold is not met
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
Currently not charged, but franchisor anticipates charging $50/month (may increase up to a maximum of $1,000/month)
Other fees
Annual Meeting registration fee ($350/person, up to $1,000 max); Local Website fee (currently paid by Marketing Fund, estimated $200/month if charged); Non-Compliance Fee ($250 per default per month)
Working capital (FDD Item 7)
Not captured

Fees sourceFDD p.15 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median Annual Gross Sales, plus Luxury Card Pack sales, expenses, and gross profit (percentage and dollars)
Reporting period
Calendar year 2024
Sample
46 franchised RSVP Businesses open at least 1 full calendar year as of 12/31/2024 (excludes 3 not open a full year, 4 sold during the year, and 2 outside the current Full Circulation offering range)
Reported average
$368,552
Reported median
$351,059

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.44 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
57
Year-end outlets
55
Net change
-2
Derivation
ending minus starting outlets
Openings
2
Terminations
4
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
4

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.51 ↗

SBA loan history

Loan activity
5 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$1,349,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
2 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 3
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does RSVP franchise cost?

No complete named investment format is captured. These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $15,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD · page not captured ↗

Franchise fee sourceFDD · page not captured ↗

How much do RSVP owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median Annual Gross Sales, plus Luxury Card Pack sales, expenses, and gross profit (percentage and dollars). Sample: 46 franchised RSVP Businesses open at least 1 full calendar year as of 12/31/2024 (excludes 3 not open a full year, 4 sold during the year, and 2 outside the current Full Circulation offering range). Period: Calendar year 2024.

Item 19 performance sourceFDD p.44 ↗

What's the SBA charge-off rate for RSVP?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 1 / 3. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,349,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 2 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 08/14/2025
Document: 34617-202508-03; document SHA-256: 87dfe1c75240bba0343f7a9e072b7667704aad84e3062cd660b2253a6ca67073
PDF page: 15; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 08/14/2025
Document: 34617-202508-03; document SHA-256: 87dfe1c75240bba0343f7a9e072b7667704aad84e3062cd660b2253a6ca67073
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 08/14/2025
Document: 34617-202508-03; document SHA-256: 87dfe1c75240bba0343f7a9e072b7667704aad84e3062cd660b2253a6ca67073
PDF page: 44; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 08/14/2025
Document: 34617-202508-03; document SHA-256: 87dfe1c75240bba0343f7a9e072b7667704aad84e3062cd660b2253a6ca67073
PDF page: 51; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval

Investment

Original source · FDD issued: Not captured; Registry received: 08/14/2025
Document: 34617-202508-03; document SHA-256: 87dfe1c75240bba0343f7a9e072b7667704aad84e3062cd660b2253a6ca67073
PDF page: Not captured; pointer: unverified-section-anchor. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d