Row House franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.26 ↗

Franchise fees and ongoing costs

Franchise fee

$60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

7% · 7% of weekly Gross Sales, payable weekly based on the preceding business week (franchisor reserves right to bill monthly instead)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$250/month per Studio

Other fees

Not captured

Working capital (FDD Item 7)

$10,000 to $40,000 for the first three months, payable to Row House, employees, vendors and utilities

Fees sourceFDD p.20 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Historical Gross Revenue and certain operating expenses of a single 'Disclosed Studio' (a founder-owned, New York location treated as company-owned for this Item)

Reporting period

January 1, 2019 through December 31, 2019 (the 'Measurement Period')

Sample

1 Studio (the Disclosed Studio) — the only outlet in the system meeting the disclosure criteria as of December 31, 2019

Reported average

$761,086.94

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.71 ↗

Unit growth: Item 20

Reporting year

2019

Scope

franchised outlets

Starting outlets

0

Year-end outlets

54

Net change

+54

Derivation

ending minus starting outlets

Openings

54

Terminations

0

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.78 ↗

SBA loan history

Loan activity

8 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$124,900

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

3 loans

Historical charge-off share

9.68%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

3 / 31

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Row House franchise cost?

standard single Studio (start-up or conversion): $276,600 to $499,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Row House owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical Gross Revenue and certain operating expenses of a single 'Disclosed Studio' (a founder-owned, New York location treated as company-owned for this Item). Sample: 1 Studio (the Disclosed Studio) — the only outlet in the system meeting the disclosure criteria as of December 31, 2019. Period: January 1, 2019 through December 31, 2019 (the 'Measurement Period').

Item 19 performance sourceFDD p.71 ↗

What's the SBA charge-off rate for Row House?

9.68%; numerator / denominator: 3 / 31. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $124,900; window: FY2023-FY2026 YTD through 2026-06-30; sample: 3 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗