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Business Services · Brand S1426

Restoration 1 franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$126,525 to $309,500
standard (non-conversion) · +2 more
Royalty
7%
Greater of 7% of Collected Gross Revenue (3.5% for a conversion franchise during its initial 6 months), excluding Construction Gross Revenue, or the tiered Minimum Royalty Fee; paid monthly. Reconstruction Royalty Fee adds 2% of Construction Gross Revenue.
Working capital
$40,000-$75,000
(standard non-conversion); $2,000-$25,000 (conversion); $2,000-$25,000 (micro territory add-on), for employees, utilities, lessor, and suppliers over 3 months
Units
278
-20 net in 2025
SBA loans approved
52
FY2021 to FY2026 YTD
SBA charge-off share
2.17%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (non-conversion)$126,525 to $309,500
conversion$75,750 to $199,000
micro territory add-on$18,350 to $114,250

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee
$59,900 to $64,400 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · Greater of 7% of Collected Gross Revenue (3.5% for a conversion franchise during its initial 6 months), excluding Construction Gross Revenue, or the tiered Minimum Royalty Fee; paid monthly. Reconstruction Royalty Fee adds 2% of Construction Gross Revenue.
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$525/month (subject to change, capped at 15%/year compounding increase unless direct costs exceed that)
Other fees
Reconstruction Royalty Fee (2% of Construction Gross Revenue); Additional User Accounts ($10-$25/month/user); Brand Fund Contribution (not currently charged, capped up to 2% of Collected Gross Revenue)
Working capital (FDD Item 7)
$40,000-$75,000 (standard non-conversion); $2,000-$25,000 (conversion); $2,000-$25,000 (micro territory add-on), for employees, utilities, lessor, and suppliers over 3 months

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Total Collected Revenue (average, lowest, highest, median, % favorable to average) plus Costs and Profit as % of Total Collected Revenue
Reporting period
Calendar year ended December 31, 2025
Sample
Revenue data: 231 franchised territories operated by 118 franchisees (of 278 total territories); Costs/Profit data: 148 franchised territories operated by 75 franchisees
Reported average
$1,427,586
Reported median
$760,111

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.52 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
298
Year-end outlets
278
Net change
-20
Derivation
ending minus starting outlets
Openings
10
Terminations
21
Non-renewals
0
Other closures
9
Reacquisitions
0
Transfers
8

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.54 ↗

SBA loan history

Loan activity
52 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$200,350
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
28 loans
Historical charge-off share
2.17%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 46
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Restoration 1 franchise cost?

standard (non-conversion): $126,525 to $309,500; conversion: $75,750 to $199,000; micro territory add-on: $18,350 to $114,250 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $59,900 to $64,400 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Restoration 1 owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Total Collected Revenue (average, lowest, highest, median, % favorable to average) plus Costs and Profit as % of Total Collected Revenue. Sample: Revenue data: 231 franchised territories operated by 118 franchisees (of 278 total territories); Costs/Profit data: 148 franchised territories operated by 75 franchisees. Period: Calendar year ended December 31, 2025.

Item 19 performance sourceFDD p.52 ↗

What's the SBA charge-off rate for Restoration 1?

2.17%; numerator / denominator: 1 / 46. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $200,350; window: FY2023-FY2026 YTD through 2026-06-30; sample: 28 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 05/04/2026
Document: 36525-202605-09; document SHA-256: 65b39fd0cd1dfe190a1051be9b24560cef704a524106bd58497f976dd980d9d1
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 05/04/2026
Document: 36525-202605-09; document SHA-256: 65b39fd0cd1dfe190a1051be9b24560cef704a524106bd58497f976dd980d9d1
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 05/04/2026
Document: 36525-202605-09; document SHA-256: 65b39fd0cd1dfe190a1051be9b24560cef704a524106bd58497f976dd980d9d1
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 05/04/2026
Document: 36525-202605-09; document SHA-256: 65b39fd0cd1dfe190a1051be9b24560cef704a524106bd58497f976dd980d9d1
PDF page: 52; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 05/04/2026
Document: 36525-202605-09; document SHA-256: 65b39fd0cd1dfe190a1051be9b24560cef704a524106bd58497f976dd980d9d1
PDF page: 54; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval