Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand U-67715

Qdoba Mexican Grill franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$548,100 to $1,294,000
Traditional · +2 more
Royalty
5%
5% of gross sales, payable weekly (6% at non-traditional sites; lower negotiated rates in unusual situations)
Working capital
$25,000 to $150,000
the minimum recommended for a three-month contingency, depending on time needed to reach cash flow break-even
Units
652
+39 net in 2025 (fiscal year ended September 28, 2025)
SBA loans approved
0
FY2021 to FY2026 YTD
SBA charge-off share
5.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Traditional$548,100 to $1,294,000
Non-Traditional$234,500 to $898,000
Development Agreement (1 Traditional Restaurant)$549,100 to $1,299,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee
$20,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of gross sales, payable weekly (6% at non-traditional sites; lower negotiated rates in unusual situations)
Marketing contribution
4.5% (basis not captured; see original filing)
Technology fee
IT Support Services: $250/restaurant per 13-period cycle (~monthly) plus 0.21% of weekly gross sales; plus one-time Technology Support License & Installation ($199) and Project Management/Database Configuration ($2,250) at opening
Other fees
IT Base Services $6,300-$18,600/restaurant/year; Learning Management System Fee $24-$40/restaurant/month; Q-Cash Card program fee $7.75/month
Working capital (FDD Item 7)
$25,000 to $150,000, the minimum recommended for a three-month contingency, depending on time needed to reach cash flow break-even

Fees sourceFDD p.17 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average/median/quartile net restaurant sales; same-store sales growth; average Proforma Franchisee EBITDA and Franchise EBITDA pre-fees
Reporting period
FY2023-FY2025 (system sales growth); TTM ended September 28, 2025 (net sales quartiles); various TTM periods ended Jan-Sept 2025 (cost/EBITDA data)
Sample
390 franchised restaurants (3-yr growth, Chart 1); 464 franchised restaurants (net sales quartiles, Chart 2); 397 franchised restaurants (sales/cost/EBITDA, Chart 3)
Reported average
$1,697,254
Reported median
$1,596,761

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.60 ↗

Unit growth: Item 20

Reporting year
2025 (fiscal year ended September 28, 2025)
Scope
franchised outlets
Starting outlets
613
Year-end outlets
652
Net change
+39
Derivation
ending minus starting outlets
Openings
57
Terminations
0
Non-renewals
1
Other closures
9
Reacquisitions
8
Transfers
11

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.63 ↗

SBA loan history

Loan activity
0 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
5.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 20
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Qdoba Mexican Grill franchise cost?

Traditional: $548,100 to $1,294,000; Non-Traditional: $234,500 to $898,000; Development Agreement (1 Traditional Restaurant): $549,100 to $1,299,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $20,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Qdoba Mexican Grill owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median/quartile net restaurant sales; same-store sales growth; average Proforma Franchisee EBITDA and Franchise EBITDA pre-fees. Sample: 390 franchised restaurants (3-yr growth, Chart 1); 464 franchised restaurants (net sales quartiles, Chart 2); 397 franchised restaurants (sales/cost/EBITDA, Chart 3). Period: FY2023-FY2025 (system sales growth); TTM ended September 28, 2025 (net sales quartiles); various TTM periods ended Jan-Sept 2025 (cost/EBITDA data).

Item 19 performance sourceFDD p.60 ↗

What's the SBA charge-off rate for Qdoba Mexican Grill?

5.00%; numerator / denominator: 1 / 20. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 12/12/2025
Document: 35127-202512-08; document SHA-256: c5470a92cd873f0bafa4889828ca5ebbcf3cd8922193e12cf76f89dcc1b0e126
PDF page: 17; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 12/12/2025
Document: 35127-202512-08; document SHA-256: c5470a92cd873f0bafa4889828ca5ebbcf3cd8922193e12cf76f89dcc1b0e126
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 12/12/2025
Document: 35127-202512-08; document SHA-256: c5470a92cd873f0bafa4889828ca5ebbcf3cd8922193e12cf76f89dcc1b0e126
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 12/12/2025
Document: 35127-202512-08; document SHA-256: c5470a92cd873f0bafa4889828ca5ebbcf3cd8922193e12cf76f89dcc1b0e126
PDF page: 60; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 12/12/2025
Document: 35127-202512-08; document SHA-256: c5470a92cd873f0bafa4889828ca5ebbcf3cd8922193e12cf76f89dcc1b0e126
PDF page: 63; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b