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Postal Connections franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Apr 12, 2024 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$134,320 to $239,150
PC/ISI Store · +1 more
Royalty
4%
4% of monthly Gross Volume for Postal Connections services; separately, iSOLD It services are 4% of consigned-goods/retail sales fees plus 1% of gross revenue from franchisee-owned goods sold online; paid monthly by EFT
Working capital
PC/ISI Store: $25,500 to $79,500; @Home Location: $10,000 to $12,500. Covers business (not personal) expenses for first 3 months including employee wages, advertising, insurance premiums and sales tax in some states.
FDD Item 7
Units
38
-1 net in 2023
SBA loans approved
6
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
PC/ISI Store$134,320 to $239,150
@Home Location$56,500 to $81,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.14 ↗

Franchise fees and ongoing costs

Franchise fee
$11,500 to $35,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
4% · 4% of monthly Gross Volume for Postal Connections services; separately, iSOLD It services are 4% of consigned-goods/retail sales fees plus 1% of gross revenue from franchisee-owned goods sold online; paid monthly by EFT
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$100/month (Technology Support Fee), may increase to $150/month on 60 days' notice
Other fees
Marketing Fund Contribution: 2% of Gross Volume up to $225/mo cap; Digital Menu Board Display Reimbursement: $50/mo (up to $75); Convention Support Fee: min $25/mo (up to $75/mo)
Working capital (FDD Item 7)
PC/ISI Store: $25,500 to $79,500; @Home Location: $10,000 to $12,500. Covers business (not personal) expenses for first 3 months including employee wages, advertising, insurance premiums and sales tax in some states.

Fees sourceFDD p.10 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.14 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median annual Gross Volume (revenue) for PC/ISI Stores; single-unit Gross Volume for the one qualifying @Home Location
Reporting period
Fiscal Year 2023 (Jan 1 - Dec 31, 2023)
Sample
33 PC/ISI Stores open under Franchise Agreements for 12+ months as of 12/31/2023; 1 @Home Location open 12+ months
Reported average
$373,449
Reported median
$336,787

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.40 ↗

Unit growth: Item 20

Reporting year
2023
Scope
franchised outlets
Starting outlets
39
Year-end outlets
38
Net change
-1
Derivation
ending minus starting outlets
Openings
0
Terminations
1
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
6

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.41 ↗

SBA loan history

Loan activity
6 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$165,700
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
3 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 7
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Postal Connections franchise cost?

PC/ISI Store: $134,320 to $239,150; @Home Location: $56,500 to $81,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $11,500 to $35,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.14 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Postal Connections owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median annual Gross Volume (revenue) for PC/ISI Stores; single-unit Gross Volume for the one qualifying @Home Location. Sample: 33 PC/ISI Stores open under Franchise Agreements for 12+ months as of 12/31/2023; 1 @Home Location open 12+ months. Period: Fiscal Year 2023 (Jan 1 - Dec 31, 2023).

Item 19 performance sourceFDD p.40 ↗

What's the SBA charge-off rate for Postal Connections?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 1 / 7. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $165,700; window: FY2023-FY2026 YTD through 2026-06-30; sample: 3 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2024-04-12; Registry received: 05/01/2024
Document: 31585-202405-06; document SHA-256: 74ca61befa7936bea713dd7685acebb77f74f70d9a9befaded5a77b69931ec57
PDF page: 10; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2024-04-12; Registry received: 05/01/2024
Document: 31585-202405-06; document SHA-256: 74ca61befa7936bea713dd7685acebb77f74f70d9a9befaded5a77b69931ec57
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2024-04-12; Registry received: 05/01/2024
Document: 31585-202405-06; document SHA-256: 74ca61befa7936bea713dd7685acebb77f74f70d9a9befaded5a77b69931ec57
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2024-04-12; Registry received: 05/01/2024
Document: 31585-202405-06; document SHA-256: 74ca61befa7936bea713dd7685acebb77f74f70d9a9befaded5a77b69931ec57
PDF page: 40; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2024-04-12; Registry received: 05/01/2024
Document: 31585-202405-06; document SHA-256: 74ca61befa7936bea713dd7685acebb77f74f70d9a9befaded5a77b69931ec57
PDF page: 41; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval