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Food & Beverage · Brand S1317

Pizza Ranch franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$2,305,500 to $2,987,000
Retrofit/Leased, with FunZone · +3 more
Royalty
3.5%
Greater of $500 or 3.5% of Gross Revenues per month, paid monthly by the 10th (plus separate 0.5% service fee on Gross Revenues)
Working capital
Working Capital (3 mos.): $20,000 low and $20,000 high; includes payroll and utility costs; FDD requires at least $20,000 initial working capital. Interest on pre-opening loans is a separate line ($10,000-$37,500 leased; $10,000-$90,000 ground-up).
FDD Item 7
Units
213
+1 net in 2025
SBA loans approved
26
FY2021 to FY2026 YTD
SBA charge-off share
2.38%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Retrofit/Leased, with FunZone$2,305,500 to $2,987,000
New Ground-Up, with FunZone (includes $0-$800,000 land and construction)$3,330,500 to $5,134,500
Retrofit/Leased, without FunZone (exception only)$1,773,480 to $2,297,700
New Ground-Up, without FunZone (exception only)$2,561,940 to $3,949,620

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee
$30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
3.5% · Greater of $500 or 3.5% of Gross Revenues per month, paid monthly by the 10th (plus separate 0.5% service fee on Gross Revenues)
Marketing contribution
2.25% (basis not captured; see original filing)
Technology fee
Not captured
Other fees
Service fee 0.5% of Gross Revenues monthly; Promotions $50-$500/month; Insurance $8,000-$25,000/year
Working capital (FDD Item 7)
Working Capital (3 mos.): $20,000 low and $20,000 high; includes payroll and utility costs; FDD requires at least $20,000 initial working capital. Interest on pre-opening loans is a separate line ($10,000-$37,500 leased; $10,000-$90,000 ground-up).

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median gross sales by 3-mile population band (Table 1); system-wide franchised gross sales (Table 2); gross sales, expense lines, EBITDA and EBITDAR for FunZone restaurants (Table 3); FunZone-only P&L (Table 4)
Reporting period
Calendar year 2025 (Table 2 covers 1983-2025)
Sample
Table 1: 211 franchised restaurants; Table 3: 94 franchised restaurants with FunZone; Table 4: 85 franchised restaurants with FunZone open 12+ months
Reported average
$2,126,964
Reported median
$2,039,190

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.46 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
212
Year-end outlets
213
Net change
+1
Derivation
ending minus starting outlets
Openings
7
Terminations
6
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
4

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.50 ↗

SBA loan history

Loan activity
26 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$875,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
11 loans
Historical charge-off share
2.38%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 42
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Pizza Ranch franchise cost?

Retrofit/Leased, with FunZone: $2,305,500 to $2,987,000; New Ground-Up, with FunZone (includes $0-$800,000 land and construction): $3,330,500 to $5,134,500; Retrofit/Leased, without FunZone (exception only): $1,773,480 to $2,297,700; New Ground-Up, without FunZone (exception only): $2,561,940 to $3,949,620 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Pizza Ranch owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median gross sales by 3-mile population band (Table 1); system-wide franchised gross sales (Table 2); gross sales, expense lines, EBITDA and EBITDAR for FunZone restaurants (Table 3); FunZone-only P&L (Table 4). Sample: Table 1: 211 franchised restaurants; Table 3: 94 franchised restaurants with FunZone; Table 4: 85 franchised restaurants with FunZone open 12+ months. Period: Calendar year 2025 (Table 2 covers 1983-2025).

Item 19 performance sourceFDD p.46 ↗

What's the SBA charge-off rate for Pizza Ranch?

2.38%; numerator / denominator: 1 / 42. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $875,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 11 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/03/2026
Document: 35828-202604-09; document SHA-256: 761523f867fa30fe1cd20c0adb5f8378552bf15236b80167915140d247a6c8df
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/03/2026
Document: 35828-202604-09; document SHA-256: 761523f867fa30fe1cd20c0adb5f8378552bf15236b80167915140d247a6c8df
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/03/2026
Document: 35828-202604-09; document SHA-256: 761523f867fa30fe1cd20c0adb5f8378552bf15236b80167915140d247a6c8df
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/03/2026
Document: 35828-202604-09; document SHA-256: 761523f867fa30fe1cd20c0adb5f8378552bf15236b80167915140d247a6c8df
PDF page: 46; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/03/2026
Document: 35828-202604-09; document SHA-256: 761523f867fa30fe1cd20c0adb5f8378552bf15236b80167915140d247a6c8df
PDF page: 50; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval