Research preview · Archived source data · Not independently reviewed · Automated extraction

Professional Services · Brand S1305

Pillar To Post franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$102,690 to $134,290
standard (home-based) home inspection franchise
Royalty
7%
7% of Gross Revenues monthly, or the minimum monthly royalty if greater ($0 months 1-12 after Training Completion Date; $582/mo months 13-24; $1,164/mo months 25-36; $1,746/mo months 37-48; $2,328/mo months 49-60 through end of term)
Working capital
ADDITIONAL FUNDS - 3 MONTHS: $10,000 - $20,000 (licensing/certification, additional training, employee expenses, supervised inspections; includes employee costs of about $0 to $20,000)
FDD Item 7
Units
382
-30 net in 2025
SBA loans approved
14
FY2021 to FY2026 YTD
SBA charge-off share
0.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (home-based) home inspection franchise$102,690 to $134,290

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.26 ↗

Franchise fees and ongoing costs

Franchise fee
$58,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · 7% of Gross Revenues monthly, or the minimum monthly royalty if greater ($0 months 1-12 after Training Completion Date; $582/mo months 13-24; $1,164/mo months 25-36; $1,746/mo months 37-48; $2,328/mo months 49-60 through end of term)
Marketing contribution
4% (basis not captured; see original filing)
Technology fee
IT Fee $5.50 per home inspection performed (billed monthly); plus $30.00 per month Financial Reporting Fee
Other fees
Inspection Numbers $28.50 each (purchased as needed); EZBook Connections booking fee $34.35 per inspection booked ($30.55 if 90%+ booked through it; optional but 80% minimum if used); PTP360 $3.10 per inspection
Working capital (FDD Item 7)
ADDITIONAL FUNDS - 3 MONTHS: $10,000 - $20,000 (licensing/certification, additional training, employee expenses, supervised inspections; includes employee costs of about $0 to $20,000)

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median annual sales per unit (system-wide and by number of home inspectors), average/median job size, count of units by sales threshold, sale prices as % of sales, quarterly sales seasonality
Reporting period
Calendar year ended December 31, 2025 (with 2024 comparison)
Sample
297 franchisee-owned units (exclusive and non-exclusive territories) open the full year 2025 for the system-wide figures; 277 non-exclusive units for the by-inspector groups (163 one-inspector units, 63 two-inspector, 46 with 3-5, 5 with 6+); 25 units excluded
Reported average
$307,908
Reported median
$192,612

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.62 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
412
Year-end outlets
382
Net change
-30
Derivation
ending minus starting outlets
Openings
12
Terminations
25
Non-renewals
17
Other closures
0
Reacquisitions
0
Transfers
10

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.64 ↗

SBA loan history

Loan activity
14 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$135,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
9 loans
Historical charge-off share
0.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 15
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Pillar To Post franchise cost?

standard (home-based) home inspection franchise: $102,690 to $134,290 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $58,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Pillar To Post owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median annual sales per unit (system-wide and by number of home inspectors), average/median job size, count of units by sales threshold, sale prices as % of sales, quarterly sales seasonality. Sample: 297 franchisee-owned units (exclusive and non-exclusive territories) open the full year 2025 for the system-wide figures; 277 non-exclusive units for the by-inspector groups (163 one-inspector units, 63 two-inspector, 46 with 3-5, 5 with 6+); 25 units excluded. Period: Calendar year ended December 31, 2025 (with 2024 comparison).

Item 19 performance sourceFDD p.62 ↗

What's the SBA charge-off rate for Pillar To Post?

0.00%; numerator / denominator: 0 / 15. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $135,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 9 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 03/25/2026
Document: 35577-202603-08; document SHA-256: de54bd9d1a3e2e550b5eb8dad6364ace00aab48cd98e91678fd434a0e81c4d9c
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 03/25/2026
Document: 35577-202603-08; document SHA-256: de54bd9d1a3e2e550b5eb8dad6364ace00aab48cd98e91678fd434a0e81c4d9c
PDF page: 26; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 03/25/2026
Document: 35577-202603-08; document SHA-256: de54bd9d1a3e2e550b5eb8dad6364ace00aab48cd98e91678fd434a0e81c4d9c
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 03/25/2026
Document: 35577-202603-08; document SHA-256: de54bd9d1a3e2e550b5eb8dad6364ace00aab48cd98e91678fd434a0e81c4d9c
PDF page: 62; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 03/25/2026
Document: 35577-202603-08; document SHA-256: de54bd9d1a3e2e550b5eb8dad6364ace00aab48cd98e91678fd434a0e81c4d9c
PDF page: 64; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval