Panchero's franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee

$25,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of Gross Revenues, paid weekly

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

Not captured

Other fees

Management fee if franchisor assumes operations ($500/day up to 60 days, weekly); absence/incapacity/death operation fee ($400/day, weekly); late fees ($100 + interest) and Advisory Council assessments when levied

Working capital (FDD Item 7)

$25,000 - $150,000 estimated for the first three months of operation, including manager payroll but not owner draw/salary; actual needs may be higher.

Fees sourceFDD p.12 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Sales (total, average, median, high, low) for franchised and affiliate-owned restaurants; also affiliate-owned restaurant food and paper cost percentages

Reporting period

Calendar year 2025 (71 restaurants open full year; Table 1); also 3 full calendar years 2023-2025 (67 restaurants; Table 2)

Sample

47 franchised restaurants (of 71 total systemwide, including 24 affiliate-owned) open for the full 2025 calendar year

Reported average

$1,598,866.88

Reported median

$1,352,401.48

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.51 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

50

Year-end outlets

48

Net change

-2

Derivation

ending minus starting outlets

Openings

1

Terminations

0

Non-renewals

0

Other closures

3

Reacquisitions

0

Transfers

0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.54 ↗

SBA loan history

Loan activity

0 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

Not captured

Median loan window

Not captured

Median loan sample

Not captured

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 4

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Panchero's franchise cost?

standard single unit: $754,500 to $1,552,500; area development agreement (minimum 3 units; fee + first unit): $769,500 to $1,567,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $25,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Panchero's owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Sales (total, average, median, high, low) for franchised and affiliate-owned restaurants; also affiliate-owned restaurant food and paper cost percentages. Sample: 47 franchised restaurants (of 71 total systemwide, including 24 affiliate-owned) open for the full 2025 calendar year. Period: Calendar year 2025 (71 restaurants open full year; Table 1); also 3 full calendar years 2023-2025 (67 restaurants; Table 2).

Item 19 performance sourceFDD p.51 ↗

What's the SBA charge-off rate for Panchero's?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 4. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗