Research preview · Archived source data · Not independently reviewed · Automated extraction

Education & Tutoring · Brand S1265

Painting With A Twist franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

Open your research shortlist

Source: FDD issued Aug 15, 2024 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$119,000 to $255,500
standard single Franchised Business (Franchise Agreement) · +1 more
Royalty
6%
6% of weekly Gross Sales, auto-withdrawn within 5 business days after prior week's end
Working capital
$25,000-$40,000
for the first 3 months of operation, covering salaries/wages, payroll taxes, advertising, product purchases, royalties, uniforms, utilities, ongoing professional fees, freight and other misc. administrative/operating expenses
Units
219
+0 net in 2023
SBA loans approved
10
FY2021 to FY2026 YTD
SBA charge-off share
10.64%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard single Franchised Business (Franchise Agreement)$119,000 to $255,500
Development Agreement (2-unit development fee + initial Franchised Business)$131,500 to $268,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee
$25,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of weekly Gross Sales, auto-withdrawn within 5 business days after prior week's end
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$105/month through September 2024, increasing to $150/month effective October 2024, auto-withdrawn monthly
Other fees
Regional cooperative advertising (currently none; up to 2% of Gross Sales if formed); National Conference Registration Fee $300-$500; interest on late payments at Prime+2%
Working capital (FDD Item 7)
$25,000-$40,000 for the first 3 months of operation, covering salaries/wages, payroll taxes, advertising, product purchases, royalties, uniforms, utilities, ongoing professional fees, freight and other misc. administrative/operating expenses

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, and top-25%/50%/75% cumulative-band Gross Sales of franchised outlets
Reporting period
Fiscal year 2023 (January 1 - December 31, 2023)
Sample
191 of 219 franchised outlets (open at least 12 full months as of 12/31/2023 and meeting minimum marketing/operations requirements)
Reported average
$251,747
Reported median
$228,244

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.66 ↗

Unit growth: Item 20

Reporting year
2023
Scope
franchised outlets
Starting outlets
219
Year-end outlets
219
Net change
+0
Derivation
ending minus starting outlets
Openings
5
Terminations
2
Non-renewals
3
Other closures
0
Reacquisitions
0
Transfers
18

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.67 ↗

SBA loan history

Loan activity
10 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$188,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
10 loans
Historical charge-off share
10.64%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
5 / 47
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Painting With A Twist franchise cost?

standard single Franchised Business (Franchise Agreement): $119,000 to $255,500; Development Agreement (2-unit development fee + initial Franchised Business): $131,500 to $268,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $25,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Painting With A Twist owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, and top-25%/50%/75% cumulative-band Gross Sales of franchised outlets. Sample: 191 of 219 franchised outlets (open at least 12 full months as of 12/31/2023 and meeting minimum marketing/operations requirements). Period: Fiscal year 2023 (January 1 - December 31, 2023).

Item 19 performance sourceFDD p.66 ↗

What's the SBA charge-off rate for Painting With A Twist?

10.64%; numerator / denominator: 5 / 47. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $188,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 10 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2024-08-15; Registry received: 08/19/2024
Document: 32264-202408-03; document SHA-256: 5c85ad66cb2757fa3573dc9d679a2ec5599cb9220ec429af6fc19037a6ef3fab
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2024-08-15; Registry received: 08/19/2024
Document: 32264-202408-03; document SHA-256: 5c85ad66cb2757fa3573dc9d679a2ec5599cb9220ec429af6fc19037a6ef3fab
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2024-08-15; Registry received: 08/19/2024
Document: 32264-202408-03; document SHA-256: 5c85ad66cb2757fa3573dc9d679a2ec5599cb9220ec429af6fc19037a6ef3fab
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2024-08-15; Registry received: 08/19/2024
Document: 32264-202408-03; document SHA-256: 5c85ad66cb2757fa3573dc9d679a2ec5599cb9220ec429af6fc19037a6ef3fab
PDF page: 66; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2024-08-15; Registry received: 08/19/2024
Document: 32264-202408-03; document SHA-256: 5c85ad66cb2757fa3573dc9d679a2ec5599cb9220ec429af6fc19037a6ef3fab
PDF page: 67; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval