Painter Bros franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee

$75,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of gross sales or $1,000 per territory per month, whichever is greater, paid weekly; conversion franchise pays 2% (same $1,000/territory/month minimum) until gross sales reach 2x prior 12-month sales, then 5%

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$499 per month (plus separate $499 per month CRM subscription)

Other fees

Advertising fee: greater of $250/territory/month or 2% of monthly gross sales; CRM subscription $499/month; OSHA compliance software $45-$60/month

Working capital (FDD Item 7)

Item 7 gives 'Additional funds (12-months)' of $20,000 to $40,000 for 1-, 2- and 3-territory franchises ($60,000 to $80,000 large investment; $20,000 to $40,000 conversion); no separate 3-month line

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross sales and gross profit (COGS-based) for franchised outlets, affiliate-owned outlet gross sales/gross profit, and national account and local commercial contract amounts; no EBITDA or net profit

Reporting period

Calendar year 2025 (affiliate-owned outlet also 2024)

Sample

12 full-time franchise outlets (of 21 operating) and 9 part-time franchise outlets (of 29) that operated the full 12 months of 2025; 1 affiliate-owned outlet (Las Vegas)

Reported average

$614,148

Reported median

$788,392

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.53 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

29

Year-end outlets

41

Net change

+12

Derivation

ending minus starting outlets

Openings

16

Terminations

1

Non-renewals

0

Other closures

3

Reacquisitions

0

Transfers

0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.59 ↗

SBA loan history

Loan activity

24 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$225,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

24 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 0

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Painter Bros franchise cost?

1-territory traditional: $187,579 to $375,874; 2-territory traditional: $252,579 to $451,374; table labeled 3-territory (shows $305,000 initial fee): $420,379 to $620,074; large investment (5 to 10 territories): $463,079 to $1,013,074; conversion (1 to 3 territories): $110,429 to $446,374 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $75,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Painter Bros owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross sales and gross profit (COGS-based) for franchised outlets, affiliate-owned outlet gross sales/gross profit, and national account and local commercial contract amounts; no EBITDA or net profit. Sample: 12 full-time franchise outlets (of 21 operating) and 9 part-time franchise outlets (of 29) that operated the full 12 months of 2025; 1 affiliate-owned outlet (Las Vegas). Period: Calendar year 2025 (affiliate-owned outlet also 2024).

Item 19 performance sourceFDD p.53 ↗

What's the SBA charge-off rate for Painter Bros?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $225,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 24 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗