Research preview · Archived source data · Not independently reviewed · Automated extraction

Senior & Home Care · Brand S4702

One You Love Homecare franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$95,400 to $170,800
standard single unit (Franchise Agreement) · +1 more
Royalty
5%
greater of 5% of Gross Sales or Minimum Royalty, billed biweekly via ACH
Working capital
$22,500 to $50,000
in working capital for the first 3 months, covering royalty fees, technology/software fees, payroll, rent, workers' comp insurance, payroll taxes, policies/procedures and handbooks, and iPad security/programming fees.
Units
24
+10 net in 2025
SBA loans approved
8
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard single unit (Franchise Agreement)$95,400 to $170,800
Development Agreement (3-pack, includes 1st unit investment)$174,400 to $239,800

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee
$49,500 to $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · greater of 5% of Gross Sales or Minimum Royalty, billed biweekly via ACH
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
$150/month (includes 3 email addresses; $10/month per additional address); capped at $500/month during initial term
Other fees
Not captured
Working capital (FDD Item 7)
$22,500 to $50,000 in working capital for the first 3 months, covering royalty fees, technology/software fees, payroll, rent, workers' comp insurance, payroll taxes, policies/procedures and handbooks, and iPad security/programming fees.

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Part I: affiliate-owned location's historical Gross Sales, Direct Cost of Caregiver Labor, and Gross Margin. Part II: individual annual Gross Sales for franchised locations (no average/median/profit metric for franchisees).
Reporting period
Part I: calendar years 2021-2025. Part II: calendar years 2022-2025.
Sample
Part I: 1 affiliate-owned location. Part II: 9 franchised locations (6 full-time, 3 part-time) operating in the given years; excludes 6 franchised locations (11 territories) opened during 2025.
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.53 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
14
Year-end outlets
24
Net change
+10
Derivation
ending minus starting outlets
Openings
11
Terminations
0
Non-renewals
0
Other closures
1
Reacquisitions
0
Transfers
0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.58 ↗

SBA loan history

Loan activity
8 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$139,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
6 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does One You Love Homecare franchise cost?

standard single unit (Franchise Agreement): $95,400 to $170,800; Development Agreement (3-pack, includes 1st unit investment): $174,400 to $239,800 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $49,500 to $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do One You Love Homecare owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Part I: affiliate-owned location's historical Gross Sales, Direct Cost of Caregiver Labor, and Gross Margin. Part II: individual annual Gross Sales for franchised locations (no average/median/profit metric for franchisees).. Sample: Part I: 1 affiliate-owned location. Part II: 9 franchised locations (6 full-time, 3 part-time) operating in the given years; excludes 6 franchised locations (11 territories) opened during 2025.. Period: Part I: calendar years 2021-2025. Part II: calendar years 2022-2025..

Item 19 performance sourceFDD p.53 ↗

What's the SBA charge-off rate for One You Love Homecare?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $139,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 6 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35949-202604-04; document SHA-256: 6417237afa7c3435c2a20afa5b8ac971fb1e9c641847ff5b2e2f75d88c642868
PDF page: 14; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35949-202604-04; document SHA-256: 6417237afa7c3435c2a20afa5b8ac971fb1e9c641847ff5b2e2f75d88c642868
PDF page: 22; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35949-202604-04; document SHA-256: 6417237afa7c3435c2a20afa5b8ac971fb1e9c641847ff5b2e2f75d88c642868
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35949-202604-04; document SHA-256: 6417237afa7c3435c2a20afa5b8ac971fb1e9c641847ff5b2e2f75d88c642868
PDF page: 53; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35949-202604-04; document SHA-256: 6417237afa7c3435c2a20afa5b8ac971fb1e9c641847ff5b2e2f75d88c642868
PDF page: 58; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval