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N-Hance franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Royalty
6%
greater of 6% of Gross Revenue or the Minimum Monthly Royalty, debited monthly
Units
209
-46 net in 2025
SBA loans approved
11
FY2021 to FY2026 YTD
Median SBA loan
$167,500
financing, not total cost
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Not captured: no complete named investment format. Unknown is not zero.

Investment sourceFDD · page not captured ↗

Franchise fees and ongoing costs

Franchise fee
$22,500 to $88,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · greater of 6% of Gross Revenue or the Minimum Monthly Royalty, debited monthly
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$349 per month (Customer Relationship Management Software Fee, may increase)
Other fees
Yearly Minimum Purchase Amount $4,430/year (proprietary products); Sub-Site (website) fee $35/month per site; Non-Reporting Fee $300 per month not reported
Working capital (FDD Item 7)
Not captured

Fees sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average, median, high and low annual Gross Revenue by performance quartile, for Active Franchise Owners
Reporting period
Year ended December 31, 2025
Sample
67 Active Franchise Owners operating 180 businesses (78% of all franchise owners), split into 3 groups: 47 owners with 2+ licenses, 17 owners with 1 license, 3 Small-Market-only owners
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.56 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
255
Year-end outlets
209
Net change
-46
Derivation
ending minus starting outlets
Openings
3
Terminations
26
Non-renewals
22
Other closures
1
Reacquisitions
0
Transfers
10

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.59 ↗

SBA loan history

Loan activity
11 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$167,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
9 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
4 / 5
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does N-Hance franchise cost?

No complete named investment format is captured. These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $22,500 to $88,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD · page not captured ↗

Franchise fee sourceFDD · page not captured ↗

How much do N-Hance owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high and low annual Gross Revenue by performance quartile, for Active Franchise Owners. Sample: 67 Active Franchise Owners operating 180 businesses (78% of all franchise owners), split into 3 groups: 47 owners with 2+ licenses, 17 owners with 1 license, 3 Small-Market-only owners. Period: Year ended December 31, 2025.

Item 19 performance sourceFDD p.56 ↗

What's the SBA charge-off rate for N-Hance?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 4 / 5. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $167,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 9 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 09/15/2026
Document: 37273-202609-04; document SHA-256: 3653ef0e80f190fdf3166b44a809077a6b5f76737b683c32953dd6b04ba4277e
PDF page: 19; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 09/15/2026
Document: 37273-202609-04; document SHA-256: 3653ef0e80f190fdf3166b44a809077a6b5f76737b683c32953dd6b04ba4277e
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 09/15/2026
Document: 37273-202609-04; document SHA-256: 3653ef0e80f190fdf3166b44a809077a6b5f76737b683c32953dd6b04ba4277e
PDF page: 56; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 09/15/2026
Document: 37273-202609-04; document SHA-256: 3653ef0e80f190fdf3166b44a809077a6b5f76737b683c32953dd6b04ba4277e
PDF page: 59; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval

Investment

Original source · FDD issued: Not captured; Registry received: 09/15/2026
Document: 37273-202609-04; document SHA-256: 3653ef0e80f190fdf3166b44a809077a6b5f76737b683c32953dd6b04ba4277e
PDF page: Not captured; pointer: unverified-section-anchor. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d