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Mosquito Joe franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$150,155 to $191,575
Single Franchise (Franchise Agreement) · +1 more
Royalty
10%
10% of weekly Gross Sales up to $500,000/yr per Territory; reduces to 7% on Gross Sales above $500,000 in that Territory/year; paid weekly
Working capital
$16,780 to $28,050
for 3 months of working capital (payroll, fuel, supplies, other operating costs; includes estimated call center costs); new businesses often generate negative cash flow
Units
407
-8 net in 2025
SBA loans approved
60
FY2021 to FY2026 YTD
SBA charge-off share
3.23%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Single Franchise (Franchise Agreement)$150,155 to $191,575
Development Agreement (Developer, cost of first Business plus Development Fee for 2-5 territories)$192,655 to $336,575

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.40 ↗

Franchise fees and ongoing costs

Franchise fee
$31,875 to $43,708 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
10% · 10% of weekly Gross Sales up to $500,000/yr per Territory; reduces to 7% on Gross Sales above $500,000 in that Territory/year; paid weekly
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$474.45/month (Software System Monthly Fee) plus $25/month for each additional Territory after the first; paid monthly via ACH
Other fees
Direct Marketing Program Annual Fee ~$37,000/territory/yr (scales to $126,000+ for 4+ territories); SEO Program Fee $325/month; Call Center Program Fee $199.99/month plus $25 per closed sale
Working capital (FDD Item 7)
$16,780 to $28,050 for 3 months of working capital (payroll, fuel, supplies, other operating costs; includes estimated call center costs); new businesses often generate negative cash flow

Fees sourceFDD p.28 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Annual Gross Sales (high/low/average/median), annual number of customers, annual number of jobs, gross sales per treatment, and customer retention/recurring-customer rates, each segmented by businesses in their first 5 years vs. 6+ years in business
Reporting period
Calendar year 2025 (full 12-month Reporting Period ended December 31, 2025)
Sample
407 franchised businesses open and reporting for the full 2025 period, split into 117 businesses in their first 5 years and 290 businesses 6+ years in business; 4 additional businesses excluded for not reporting the full period, and 9 businesses that closed during 2025 excluded entirely
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.81 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
415
Year-end outlets
407
Net change
-8
Derivation
ending minus starting outlets
Openings
16
Terminations
23
Non-renewals
1
Other closures
0
Reacquisitions
0
Transfers
18

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.85 ↗

SBA loan history

Loan activity
60 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
39 loans
Historical charge-off share
3.23%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 31
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Mosquito Joe franchise cost?

Single Franchise (Franchise Agreement): $150,155 to $191,575; Development Agreement (Developer, cost of first Business plus Development Fee for 2-5 territories): $192,655 to $336,575 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $31,875 to $43,708 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Mosquito Joe owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annual Gross Sales (high/low/average/median), annual number of customers, annual number of jobs, gross sales per treatment, and customer retention/recurring-customer rates, each segmented by businesses in their first 5 years vs. 6+ years in business. Sample: 407 franchised businesses open and reporting for the full 2025 period, split into 117 businesses in their first 5 years and 290 businesses 6+ years in business; 4 additional businesses excluded for not reporting the full period, and 9 businesses that closed during 2025 excluded entirely. Period: Calendar year 2025 (full 12-month Reporting Period ended December 31, 2025).

Item 19 performance sourceFDD p.81 ↗

What's the SBA charge-off rate for Mosquito Joe?

3.23%; numerator / denominator: 1 / 31. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 39 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36176-202604-02; document SHA-256: c81ff781784e8af60b7f717d8d2d0fb4f4c8398b683f71ec2d0580c75d701560
PDF page: 28; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36176-202604-02; document SHA-256: c81ff781784e8af60b7f717d8d2d0fb4f4c8398b683f71ec2d0580c75d701560
PDF page: 40; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36176-202604-02; document SHA-256: c81ff781784e8af60b7f717d8d2d0fb4f4c8398b683f71ec2d0580c75d701560
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36176-202604-02; document SHA-256: c81ff781784e8af60b7f717d8d2d0fb4f4c8398b683f71ec2d0580c75d701560
PDF page: 81; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36176-202604-02; document SHA-256: c81ff781784e8af60b7f717d8d2d0fb4f4c8398b683f71ec2d0580c75d701560
PDF page: 85; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval