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Food & Beverage · Brand S1079

Marco's Pizza franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$286,477 to $811,186
standard single Store
Royalty
5.5%
% of Net Royalty Sales, paid weekly by ACH debit (subject to adjustment up to a maximum of 6.0%)
Working capital
$9,000 - $30,000
(Additional Funds for 3 months, for suppliers/employees etc.)
Units
1,139
+25 net in 2025
SBA loans approved
158
FY2021 to FY2026 YTD
SBA charge-off share
5.97%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard single Store$286,477 to $811,186

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.37 ↗

Franchise fees and ongoing costs

Franchise fee
$1,000 to $25,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5.5% · % of Net Royalty Sales, paid weekly by ACH debit (subject to adjustment up to a maximum of 6.0%)
Marketing contribution
5.5% (basis not captured; see original filing)
Technology fee
$27.96 per Accounting Week by ACH
Other fees
Brand Development Fund 1% of Net Royalty Sales (may rise to 1.5%); Software Maintenance and Support Fee $430 per Accounting Period; SMS/MMS Program Fee $100 per Store per Accounting Period (currently optional)
Working capital (FDD Item 7)
$9,000 - $30,000 (Additional Funds for 3 months, for suppliers/employees etc.)

Fees sourceFDD p.23 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.37 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median Net Royalty Sales by performance quartile/category, plus count/percent of Stores exceeding $1,000,000 in Net Royalty Sales
Reporting period
Fiscal year 2025 (52 weeks ended December 28, 2025)
Sample
997 of 1,141 Franchised Stores that operated the full 52-week 2025 fiscal year (excludes 582 new Stores not open the full year, international/Puerto Rico locations, special venues, certain Hoogland Foods/Family Video locations, and 28 Stores that closed in 2025)
Reported average
$878,180
Reported median
$832,403

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.91 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
1114
Year-end outlets
1139
Net change
+25
Derivation
ending minus starting outlets
Openings
53
Terminations
9
Non-renewals
5
Other closures
14
Reacquisitions
0
Transfers
56

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.93 ↗

SBA loan history

Loan activity
158 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$470,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
81 loans
Historical charge-off share
5.97%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
16 / 268
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Marco's Pizza franchise cost?

standard single Store: $286,477 to $811,186 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $1,000 to $25,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.37 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Marco's Pizza owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median Net Royalty Sales by performance quartile/category, plus count/percent of Stores exceeding $1,000,000 in Net Royalty Sales. Sample: 997 of 1,141 Franchised Stores that operated the full 52-week 2025 fiscal year (excludes 582 new Stores not open the full year, international/Puerto Rico locations, special venues, certain Hoogland Foods/Family Video locations, and 28 Stores that closed in 2025). Period: Fiscal year 2025 (52 weeks ended December 28, 2025).

Item 19 performance sourceFDD p.91 ↗

What's the SBA charge-off rate for Marco's Pizza?

5.97%; numerator / denominator: 16 / 268. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $470,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 81 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36186-202604-03; document SHA-256: 8a160840e94c265fc7a59b81c580f1c9c3b1f67ca6ba9fc0fdcf00726caccdbd
PDF page: 23; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36186-202604-03; document SHA-256: 8a160840e94c265fc7a59b81c580f1c9c3b1f67ca6ba9fc0fdcf00726caccdbd
PDF page: 37; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36186-202604-03; document SHA-256: 8a160840e94c265fc7a59b81c580f1c9c3b1f67ca6ba9fc0fdcf00726caccdbd
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36186-202604-03; document SHA-256: 8a160840e94c265fc7a59b81c580f1c9c3b1f67ca6ba9fc0fdcf00726caccdbd
PDF page: 91; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/23/2026
Document: 36186-202604-03; document SHA-256: 8a160840e94c265fc7a59b81c580f1c9c3b1f67ca6ba9fc0fdcf00726caccdbd
PDF page: 93; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval