Maaco franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.40 ↗

Franchise fees and ongoing costs

Franchise fee

$5,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

8% · % of weekly gross receipts, paid by electronic withdrawal each Payment Day (currently Friday)

Marketing contribution

Not captured

Technology fee

Currently $0/week; franchisor reserves right to charge up to $500/week with 30 days' notice

Other fees

Weekly Marketing Fee $1,200/wk (or DMA average if higher); Management System (CCC One) software license $799-$973/month plus taxes; new-Center royalty is 4% (vs. standard 8%) for first 6 months

Working capital (FDD Item 7)

$50,000 to $75,000 (3-month start-up expenses/working capital, including rent and lease security deposit, excluding owner draw/salary)

Fees sourceFDD p.34 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average and median gross receipts plus KPIs (Trade %, Conversion %, Retention %, Estimates, Retail Cars, Total Cars) for mature Centers; separately, a historical gross-receipts ramp (Years 1-3) for newly opened Centers

Reporting period

2024 Fiscal Year (December 31, 2023 through December 28, 2024), plus a 3-year new-store cohort opened Dec. 27, 2020 - Dec. 30, 2023

Sample

317 of 363 total franchised Maaco Centers (mature, full-production, full-year reporters) for Part A; 14 newly opened Centers for Part B ramp

Reported average

$1,615,904

Reported median

$1,348,304

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.74 ↗

Unit growth: Item 20

Reporting year

2024

Scope

franchised outlets

Starting outlets

411

Year-end outlets

363

Net change

-48

Derivation

ending minus starting outlets

Openings

6

Terminations

19

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

16

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.78 ↗

SBA loan history

Loan activity

51 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$630,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

29 loans

Historical charge-off share

9.48%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

11 / 116

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Maaco franchise cost?

Auto Body Conversion Center: $196,000 to $644,000; Ground Up Center or Non-Auto Retrofit Center: $728,500 to $3,994,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $5,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Maaco owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median gross receipts plus KPIs (Trade %, Conversion %, Retention %, Estimates, Retail Cars, Total Cars) for mature Centers; separately, a historical gross-receipts ramp (Years 1-3) for newly opened Centers. Sample: 317 of 363 total franchised Maaco Centers (mature, full-production, full-year reporters) for Part A; 14 newly opened Centers for Part B ramp. Period: 2024 Fiscal Year (December 31, 2023 through December 28, 2024), plus a 3-year new-store cohort opened Dec. 27, 2020 - Dec. 30, 2023.

Item 19 performance sourceFDD p.74 ↗

What's the SBA charge-off rate for Maaco?

9.48%; numerator / denominator: 11 / 116. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $630,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 29 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗