Kilwins Chocolates and Ice Cream Store franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee

$35,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · % of Gross Sales, monthly (due by the 10th, on prior month's Gross Sales); franchisor may require weekly payment

Marketing contribution

3% (basis not captured; see original filing)

Technology fee

$200 per month per store (can rise up to 5% a year plus CPI Index changes)

Other fees

Web-based employee training $25/month; POS software ~$135/month (2 stations); Network/internet/telephone support ~$275/month (plus Accounting/Backoffice ~$175/month; Scoops & Sweets digital menu board $60/month)

Working capital (FDD Item 7)

Additional Funds (3 Months): Full-Line $30,000 to $75,000; Scoops & Sweets $8,000 to $50,000

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average and median annual Gross Sales per Full-Line Store (by state and all states); also average/median cost of sales % and non-owner payroll % (2024) and average transaction value (2025)

Reporting period

Calendar year 2025 (Gross Sales and transaction value); calendar year 2024 (cost of sales and payroll)

Sample

143 franchised Full-Line Stores open all of 2025 (no company stores); 139 stores for cost of sales and payroll; 128 stores for transaction value. Excludes Scoops & Sweets, seasonal stores and stores open less than 12 months.

Reported average

$951,795

Reported median

$814,852

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.55 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

168

Year-end outlets

181

Net change

+13

Derivation

ending minus starting outlets

Openings

18

Terminations

0

Non-renewals

0

Other closures

4

Reacquisitions

1

Transfers

10

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.59 ↗

SBA loan history

Loan activity

53 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$557,800

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

39 loans

Historical charge-off share

6.67%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

1 / 15

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Kilwins Chocolates and Ice Cream Store franchise cost?

Full-Line Store (1,000-1,500 sq ft): $484,638 to $880,295; Scoops & Sweets (600-800 sq ft): $405,045 to $522,096 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $35,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Kilwins Chocolates and Ice Cream Store owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median annual Gross Sales per Full-Line Store (by state and all states); also average/median cost of sales % and non-owner payroll % (2024) and average transaction value (2025). Sample: 143 franchised Full-Line Stores open all of 2025 (no company stores); 139 stores for cost of sales and payroll; 128 stores for transaction value. Excludes Scoops & Sweets, seasonal stores and stores open less than 12 months.. Period: Calendar year 2025 (Gross Sales and transaction value); calendar year 2024 (cost of sales and payroll).

Item 19 performance sourceFDD p.55 ↗

What's the SBA charge-off rate for Kilwins Chocolates and Ice Cream Store?

6.67%; numerator / denominator: 1 / 15. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $557,800; window: FY2023-FY2026 YTD through 2026-06-30; sample: 39 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗