Research preview · Archived source data · Not independently reviewed · Automated extraction

Retail · Brand S0942

Kid to Kid franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$357,515 to $640,215
Single Kid to Kid store (approx. 5,000 sq ft leased space) · +1 more
Royalty
5%
5.0% of Gross Sales, payable monthly on the 10th of the following month
Working capital
Additional Funds [initial period] - 3 months: $40,000 to $67,500 (payroll, facilities, utilities, internet and other operating expenses during Open to Buy and after Grand Opening)
FDD Item 7
Units
100
+0 net in 2025
SBA loans approved
27
FY2021 to FY2026 YTD
SBA charge-off share
11.43%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Single Kid to Kid store (approx. 5,000 sq ft leased space)$357,515 to $640,215
Area Development Agreement, two stores (includes $70,000 Area Development Fee)$715,030 to $1,280,430

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee
$35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5.0% of Gross Sales, payable monthly on the 10th of the following month
Marketing contribution
0.5% (basis not captured; see original filing)
Technology fee
Computer Support Fee $350 per month (may increase up to $100 per year)
Other fees
National Marketing Program: $2,000/month minimum in opening year, then lesser of 2.5% of average Gross Sales or $2,500/month; Bookkeeping Service Fee $225/month (first year, possibly a second); Annual Meeting non-attendance penalty $2,000
Working capital (FDD Item 7)
Additional Funds [initial period] - 3 months: $40,000 to $67,500 (payroll, facilities, utilities, internet and other operating expenses during Open to Buy and after Grand Opening)

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Annualized average, median and range of profit and loss (Gross Sales, COGS, gross profit, royalty, labor, facility, EBITDA before owner compensation) with quartile breakdowns, for franchised, company-owned and combined stores
Reporting period
November 1, 2024 through October 31, 2025 (unaudited, accrual basis)
Sample
88 US stores (69 franchised, 19 company-owned) of 120 in operation; 32 excluded (23 in Portugal/Spain/Canada, 3 open under 12 months, 3 incomplete reports, 3 closed)
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.58 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
100
Year-end outlets
100
Net change
+0
Derivation
ending minus starting outlets
Openings
3
Terminations
0
Non-renewals
0
Other closures
3
Reacquisitions
0
Transfers
1

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.69 ↗

SBA loan history

Loan activity
27 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$478,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
15 loans
Historical charge-off share
11.43%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
4 / 35
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Kid to Kid franchise cost?

Single Kid to Kid store (approx. 5,000 sq ft leased space): $357,515 to $640,215; Area Development Agreement, two stores (includes $70,000 Area Development Fee): $715,030 to $1,280,430 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Kid to Kid owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annualized average, median and range of profit and loss (Gross Sales, COGS, gross profit, royalty, labor, facility, EBITDA before owner compensation) with quartile breakdowns, for franchised, company-owned and combined stores. Sample: 88 US stores (69 franchised, 19 company-owned) of 120 in operation; 32 excluded (23 in Portugal/Spain/Canada, 3 open under 12 months, 3 incomplete reports, 3 closed). Period: November 1, 2024 through October 31, 2025 (unaudited, accrual basis).

Item 19 performance sourceFDD p.58 ↗

What's the SBA charge-off rate for Kid to Kid?

11.43%; numerator / denominator: 4 / 35. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $478,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 15 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 14; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 58; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 69; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval