Retail · Brand S0942
Kid to Kid franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $357,515 to $640,215 Single Kid to Kid store (approx. 5,000 sq ft leased space) · +1 more
- Royalty
- 5% 5.0% of Gross Sales, payable monthly on the 10th of the following month
- Working capital
- Additional Funds [initial period] - 3 months: $40,000 to $67,500 (payroll, facilities, utilities, internet and other operating expenses during Open to Buy and after Grand Opening) FDD Item 7
- Units
- 100 +0 net in 2025
- SBA loans approved
- 27 FY2021 to FY2026 YTD
- SBA charge-off share
- 11.43% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Single Kid to Kid store (approx. 5,000 sq ft leased space) | $357,515 to $640,215 |
| Area Development Agreement, two stores (includes $70,000 Area Development Fee) | $715,030 to $1,280,430 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.19 ↗
Franchise fees and ongoing costs
- Franchise fee
- $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 5% · 5.0% of Gross Sales, payable monthly on the 10th of the following month
- Marketing contribution
- 0.5% (basis not captured; see original filing)
- Technology fee
- Computer Support Fee $350 per month (may increase up to $100 per year)
- Other fees
- National Marketing Program: $2,000/month minimum in opening year, then lesser of 2.5% of average Gross Sales or $2,500/month; Bookkeeping Service Fee $225/month (first year, possibly a second); Annual Meeting non-attendance penalty $2,000
- Working capital (FDD Item 7)
- Additional Funds [initial period] - 3 months: $40,000 to $67,500 (payroll, facilities, utilities, internet and other operating expenses during Open to Buy and after Grand Opening)
Fees sourceFDD p.14 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.19 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Annualized average, median and range of profit and loss (Gross Sales, COGS, gross profit, royalty, labor, facility, EBITDA before owner compensation) with quartile breakdowns, for franchised, company-owned and combined stores
- Reporting period
- November 1, 2024 through October 31, 2025 (unaudited, accrual basis)
- Sample
- 88 US stores (69 franchised, 19 company-owned) of 120 in operation; 32 excluded (23 in Portugal/Spain/Canada, 3 open under 12 months, 3 incomplete reports, 3 closed)
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.58 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 100
- Year-end outlets
- 100
- Net change
- +0
- Derivation
- ending minus starting outlets
- Openings
- 3
- Terminations
- 0
- Non-renewals
- 0
- Other closures
- 3
- Reacquisitions
- 0
- Transfers
- 1
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.69 ↗
SBA loan history
- Loan activity
- 27 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $478,000
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 15 loans
- Historical charge-off share
- 11.43%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 4 / 35
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Kid to Kid franchise cost?
Single Kid to Kid store (approx. 5,000 sq ft leased space): $357,515 to $640,215; Area Development Agreement, two stores (includes $70,000 Area Development Fee): $715,030 to $1,280,430 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.19 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Kid to Kid owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annualized average, median and range of profit and loss (Gross Sales, COGS, gross profit, royalty, labor, facility, EBITDA before owner compensation) with quartile breakdowns, for franchised, company-owned and combined stores. Sample: 88 US stores (69 franchised, 19 company-owned) of 120 in operation; 32 excluded (23 in Portugal/Spain/Canada, 3 open under 12 months, 3 incomplete reports, 3 closed). Period: November 1, 2024 through October 31, 2025 (unaudited, accrual basis).
Item 19 performance sourceFDD p.58 ↗
What's the SBA charge-off rate for Kid to Kid?
11.43%; numerator / denominator: 4 / 35. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $478,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 15 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 14; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 19; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 58; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/17/2026
Document: 36045-202604-03; document SHA-256: 491c43dac025a33d3f4ff2beca587942b592a81d08225c1bb5e50d649b673eb8
PDF page: 69; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval