Just Love Coffee Cafe franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.20 ↗

Franchise fees and ongoing costs

Franchise fee

$39,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6% of Gross Sales, collected monthly by EFT (franchisor may require weekly or daily)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$250 to $1,000 per month, paid via ACH on the 15th (capped at $1,000/month; may change once annually)

Other fees

System Development Fee currently 2% of Gross Sales (up to 3%); Local advertising min $2,000 or 2.5% of Gross Sales monthly; National convention $500 per person

Working capital (FDD Item 7)

Additional Funds (3 months): $20,000 to $30,000 for a single café (miscellaneous operating expenses and any Additional Training Fees)

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.20 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Historical annual Gross Sales (average, median, highest, lowest) from POS data

Reporting period

Calendar year 2024 (Jan 1 - Dec 31, 2024)

Sample

42 locations open the full year 2024 (of 53 total at 12/31/2024), including 1 company-owned; 1 college-campus café excluded

Reported average

$521,270.44

Reported median

$488,202.28

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.58 ↗

Unit growth: Item 20

Reporting year

2024

Scope

franchised outlets

Starting outlets

43

Year-end outlets

51

Net change

+8

Derivation

ending minus starting outlets

Openings

12

Terminations

4

Non-renewals

0

Other closures

0

Reacquisitions

1

Transfers

3

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.59 ↗

SBA loan history

Loan activity

26 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$460,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

23 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 2

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Just Love Coffee Cafe franchise cost?

Single café (approx. 1,400-1,800 sq ft, no drive-through, leased): $494,500 to $759,500; 3-café Area Development Agreement: $1,455,500 to $2,250,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $39,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.20 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Just Love Coffee Cafe owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical annual Gross Sales (average, median, highest, lowest) from POS data. Sample: 42 locations open the full year 2024 (of 53 total at 12/31/2024), including 1 company-owned; 1 college-campus café excluded. Period: Calendar year 2024 (Jan 1 - Dec 31, 2024).

Item 19 performance sourceFDD p.58 ↗

What's the SBA charge-off rate for Just Love Coffee Cafe?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 2. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $460,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 23 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗