Jimmy John's franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.49 ↗

Franchise fees and ongoing costs

Franchise fee

$0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6% of Restaurant's weekly Gross Sales, due weekly (Wednesday, on prior week's sales)

Marketing contribution

4.5% (basis not captured; see original filing)

Technology fee

Not captured

Other fees

Cooperative Advertising Programs (up to 2% of Gross Sales); Regional Advisory Council assessments; interest on overdue amounts (lesser of 1.5%/month or max legal rate)

Working capital (FDD Item 7)

$50,000 to $75,000 estimated for first 3 months of operation (includes payroll but not owner's draw/salary); actual working capital needs may be higher

Fees sourceFDD p.35 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.49 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Annual Unit Volumes (AUV, defined as annual Gross Sales) - overall, by quartile, and by restaurant type (traditional drive-thru, traditional no drive-thru, non-traditional)

Reporting period

2025 fiscal year (December 30, 2024 to December 28, 2025)

Sample

2,581 of the 2,737 franchised restaurants operating at year-end 2025 (the '2025 Franchised Restaurants'), excluding 123 restaurants opened during 2025, 12 restaurants closed for extended periods, 38 multi-brand-location restaurants, and 33 restaurants that closed in 2025; company-owned restaurants excluded

Reported average

$1,007,437

Reported median

$955,639

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.89 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

2647

Year-end outlets

2737

Net change

+90

Derivation

ending minus starting outlets

Openings

123

Terminations

0

Non-renewals

13

Other closures

20

Reacquisitions

0

Transfers

124

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.91 ↗

SBA loan history

Loan activity

129 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$506,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

68 loans

Historical charge-off share

6.45%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

40 / 620

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Jimmy John's franchise cost?

Traditional Location: $366,200 to $733,500; Non-Traditional Location: $206,200 to $686,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.49 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Jimmy John's owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annual Unit Volumes (AUV, defined as annual Gross Sales) - overall, by quartile, and by restaurant type (traditional drive-thru, traditional no drive-thru, non-traditional). Sample: 2,581 of the 2,737 franchised restaurants operating at year-end 2025 (the '2025 Franchised Restaurants'), excluding 123 restaurants opened during 2025, 12 restaurants closed for extended periods, 38 multi-brand-location restaurants, and 33 restaurants that closed in 2025; company-owned restaurants excluded. Period: 2025 fiscal year (December 30, 2024 to December 28, 2025).

Item 19 performance sourceFDD p.89 ↗

What's the SBA charge-off rate for Jimmy John's?

6.45%; numerator / denominator: 40 / 620. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $506,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 68 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗