Research preview · Archived source data · Not independently reviewed · Automated extraction

Automotive · Brand S0904

Jiffy Lube franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

Open your research shortlist

Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$211,000 to $510,000
Total expenditures, new Build-to-Suit service center (leased; before Growth Funding) · +1 more
Royalty
4%
4% of Gross Sales monthly (3% if paid on or before due date); 5% (4% if paid on time) if the Pacesetter or Fast Lubes Supply Agreement is terminated; 0% for the first 6 months for new-to-system locations
Working capital
Additional funds (working capital) - 6 months: $45,000 (Item 7 gives a 6-month figure, not 3-month); FDD recommends at least $45,000
FDD Item 7
Units
1,765
+44 net in 2025
SBA loans approved
25
FY2021 to FY2026 YTD
SBA charge-off share
0.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Total expenditures, new Build-to-Suit service center (leased; before Growth Funding)$211,000 to $510,000
Net total after Growth Funding of $0-$77,350$236,000 to $452,650

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.33 ↗

Franchise fees and ongoing costs

Franchise fee
$0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
4% · 4% of Gross Sales monthly (3% if paid on or before due date); 5% (4% if paid on time) if the Pacesetter or Fast Lubes Supply Agreement is terminated; 0% for the first 6 months for new-to-system locations
Marketing contribution
1.5% (basis not captured; see original filing)
Technology fee
POS Support Charge: not to exceed $192 per month per POS system; Hardware Support currently $73 per month; Cisco Meraki license $18 per store per month
Other fees
POS related equipment lease $312-$800/month; Data Delivery Service (optional) $200-$850/month by store count; Fleet Processing Charge $1.25 per national fleet invoice
Working capital (FDD Item 7)
Additional funds (working capital) - 6 months: $45,000 (Item 7 gives a 6-month figure, not 3-month); FDD recommends at least $45,000

Fees sourceFDD p.27 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.33 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Net Adjusted Sales (Gross Sales minus promotions, warranty, non-royalty income and national fleet discounts) and vehicle counts for franchised stores open 12 full months, by quartile; also new-store history and Multicare new-store cohorts
Reporting period
Calendar year 2025 (2023 and 2024 also shown)
Sample
1,732 franchised stores open all 12 months of 2025 (company-owned excluded)
Reported average
$1,109,718.70
Reported median
$1,004,273.06

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.74 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
1721
Year-end outlets
1765
Net change
+44
Derivation
ending minus starting outlets
Openings
67
Terminations
21
Non-renewals
0
Other closures
0
Reacquisitions
2
Transfers
51

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.81 ↗

SBA loan history

Loan activity
25 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$802,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
5 loans
Historical charge-off share
0.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 32
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Jiffy Lube franchise cost?

Total expenditures, new Build-to-Suit service center (leased; before Growth Funding): $211,000 to $510,000; Net total after Growth Funding of $0-$77,350: $236,000 to $452,650 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.33 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Jiffy Lube owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Net Adjusted Sales (Gross Sales minus promotions, warranty, non-royalty income and national fleet discounts) and vehicle counts for franchised stores open 12 full months, by quartile; also new-store history and Multicare new-store cohorts. Sample: 1,732 franchised stores open all 12 months of 2025 (company-owned excluded). Period: Calendar year 2025 (2023 and 2024 also shown).

Item 19 performance sourceFDD p.74 ↗

What's the SBA charge-off rate for Jiffy Lube?

0.00%; numerator / denominator: 0 / 32. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $802,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 5 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 07/06/2026
Document: 36986-202607-02; document SHA-256: 53fb5bbd6d5ec672bad4a34a22fff31f192c805ae3c798f9cf9e6968c229af38
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 07/06/2026
Document: 36986-202607-02; document SHA-256: 53fb5bbd6d5ec672bad4a34a22fff31f192c805ae3c798f9cf9e6968c229af38
PDF page: 33; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 07/06/2026
Document: 36986-202607-02; document SHA-256: 53fb5bbd6d5ec672bad4a34a22fff31f192c805ae3c798f9cf9e6968c229af38
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 07/06/2026
Document: 36986-202607-02; document SHA-256: 53fb5bbd6d5ec672bad4a34a22fff31f192c805ae3c798f9cf9e6968c229af38
PDF page: 74; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 07/06/2026
Document: 36986-202607-02; document SHA-256: 53fb5bbd6d5ec672bad4a34a22fff31f192c805ae3c798f9cf9e6968c229af38
PDF page: 81; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval