Food & Beverage · Brand S0901
Jersey Mike’s Subs; Jersey Mike’s franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $436,176 to $1,162,228 standard
- Royalty
- 6.5% 6.5% of Gross Receipts, payable weekly via wire/ACH
- Working capital
- $17,490 - $32,555 estimated to cover the gap between revenues and operating expenses (including employee salaries) for the first three months; excludes debt service, living expenses, or owner salary.
- Units
- 3,201 +246 net in 2025
- SBA loans approved
- 218 FY2021 to FY2026 YTD
- SBA charge-off share
- 2.04% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| standard | $436,176 to $1,162,228 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.23 ↗
Franchise fees and ongoing costs
- Franchise fee
- $8,500 to $20,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 6.5% · 6.5% of Gross Receipts, payable weekly via wire/ACH
- Marketing contribution
- 5% (basis not captured; see original filing)
- Technology fee
- $395/month currently for Monthly Software License Fee/POS support (may increase up to $795/month), due 1st of each month
- Other fees
- Secure Network Fee $39.85/month; Online Ordering Fees ~$0.2921/transaction + 3.74% of sale; Third-Party Delivery Fee $6-$9 (small order) or $29-$41 (large order) per delivery
- Working capital (FDD Item 7)
- $17,490 - $32,555 estimated to cover the gap between revenues and operating expenses (including employee salaries) for the first three months; excludes debt service, living expenses, or owner salary.
Fees sourceFDD p.15 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.23 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Average, median, high, and low annual Unit Volume (gross sales) of Traditional Franchised Restaurants
- Reporting period
- Measurement Period: January 1, 2025 to December 28, 2025 (fiscal year 2025)
- Sample
- 2,606 Traditional Franchised Restaurants (out of 3,227 total operating Restaurants as of Dec 28, 2025; 621 excluded for operating <361 days, not using designated POS, being Non-Traditional, or being Company/affiliate-owned)
- Reported average
- $1,367,578
- Reported median
- $1,305,850
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.57 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 2955
- Year-end outlets
- 3201
- Net change
- +246
- Derivation
- ending minus starting outlets
- Openings
- Not captured
- Terminations
- 0
- Non-renewals
- 0
- Other closures
- 13
- Reacquisitions
- 0
- Transfers
- 218
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.58 ↗
SBA loan history
- Loan activity
- 218 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $563,400
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 109 loans
- Historical charge-off share
- 2.04%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 5 / 245
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Jersey Mike’s Subs; Jersey Mike’s franchise cost?
standard: $436,176 to $1,162,228 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $8,500 to $20,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.23 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Jersey Mike’s Subs; Jersey Mike’s owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high, and low annual Unit Volume (gross sales) of Traditional Franchised Restaurants. Sample: 2,606 Traditional Franchised Restaurants (out of 3,227 total operating Restaurants as of Dec 28, 2025; 621 excluded for operating <361 days, not using designated POS, being Non-Traditional, or being Company/affiliate-owned). Period: Measurement Period: January 1, 2025 to December 28, 2025 (fiscal year 2025).
Item 19 performance sourceFDD p.57 ↗
What's the SBA charge-off rate for Jersey Mike’s Subs; Jersey Mike’s?
2.04%; numerator / denominator: 5 / 245. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $563,400; window: FY2023-FY2026 YTD through 2026-06-30; sample: 109 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 08/26/2026
Document: 37192-202608-03; document SHA-256: 81628862828123c9a6ce7c9881aba8bf0ccf7404083ffd8b996f01678317a76e
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/26/2026
Document: 37192-202608-03; document SHA-256: 81628862828123c9a6ce7c9881aba8bf0ccf7404083ffd8b996f01678317a76e
PDF page: 23; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/26/2026
Document: 37192-202608-03; document SHA-256: 81628862828123c9a6ce7c9881aba8bf0ccf7404083ffd8b996f01678317a76e
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 08/26/2026
Document: 37192-202608-03; document SHA-256: 81628862828123c9a6ce7c9881aba8bf0ccf7404083ffd8b996f01678317a76e
PDF page: 57; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 08/26/2026
Document: 37192-202608-03; document SHA-256: 81628862828123c9a6ce7c9881aba8bf0ccf7404083ffd8b996f01678317a76e
PDF page: 58; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval