Jack in the Box franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.36 ↗

Franchise fees and ongoing costs

Franchise fee

$25,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of Gross Sales, payable monthly on the 15th of the following month (weekly on Fridays for nontraditional locations); can range 0%-12.5% depending on negotiated circumstances

Marketing contribution

5% (basis not captured; see original filing)

Technology fee

Monthly Technology Fee currently $350-$500 per restaurant plus Monthly Digital Fee (currently $0) and Per Digital Transaction Fee (currently $0); anticipated to rise to $500-$675/month plus $0.14-$0.30 per digital transaction

Other fees

Labor Management System fee ($72 + $2.50 admin/month), OLO Ecommerce Platform Fee ($106.70/month), Digital Checklist fee ($17.99/month, billed quarterly)

Working capital (FDD Item 7)

$165,300 to $458,600 for the first 3 months of operations, covering initial employee wages, management compensation, ongoing food/supply inventory, utilities, repairs and maintenance, and insurance; excludes royalties, marketing fees, rent, taxes, and other listed exclusions.

Fees sourceFDD p.26 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.36 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average, median, high and low Gross Sales by performance tier (Tables 1-2), plus average/median Gross Sales and selected operating costs including EBITDAR and Operating Margin (Tables 3-4)

Reporting period

12-month periods ended September 30, 2024 and September 30, 2025 (2025 is most recent)

Sample

1,754 franchised continental U.S. restaurants (excluding C-Store/Travel Plaza) for FY2025; separately, 80 franchised C-Store/Travel Plaza restaurants for FY2025

Reported average

$1,913,335

Reported median

$1,830,083

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.80 ↗

Unit growth: Item 20

Reporting year

2025 (fiscal year ended September 28, 2025)

Scope

franchised outlets

Starting outlets

2040

Year-end outlets

1985

Net change

-55

Derivation

ending minus starting outlets

Openings

20

Terminations

0

Non-renewals

0

Other closures

75

Reacquisitions

0

Transfers

21

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.85 ↗

SBA loan history

Loan activity

2 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$2,565,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

2 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 4

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Jack in the Box franchise cost?

standard (single prototypical restaurant, excludes land/financing): $1,909,500 to $4,041,500; nontraditional location: $990,000 to $2,300,000; development agreement (minimum 2 restaurants): $3,820,000 to $8,088,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $25,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.36 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Jack in the Box owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, median, high and low Gross Sales by performance tier (Tables 1-2), plus average/median Gross Sales and selected operating costs including EBITDAR and Operating Margin (Tables 3-4). Sample: 1,754 franchised continental U.S. restaurants (excluding C-Store/Travel Plaza) for FY2025; separately, 80 franchised C-Store/Travel Plaza restaurants for FY2025. Period: 12-month periods ended September 30, 2024 and September 30, 2025 (2025 is most recent).

Item 19 performance sourceFDD p.80 ↗

What's the SBA charge-off rate for Jack in the Box?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 4. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $2,565,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 2 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗